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Updated March 2026

Aston Martin Car Insurance in Australia

Compare Aston Martin car insurance estimates from Australian providers. Whether you drive a DB12, Vantage, or DBX, find the right cover for your British luxury sports car - comprehensive, third party, or fire & theft.

Last reviewed: 27 March 2026
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Aston Martin Car Insurance in Australia - What You Need to Know

Aston Martin is one of the most iconic British luxury sports car brands, known for its elegant GT cars and powerful performance. In Australia, Aston Martin offers the DB12 grand tourer, the Vantage sports car, and the DBX SUV. Older models like the DB11 and DBS are also present on the used market.

From an insurance perspective, Aston Martins are very expensive to insure in Australia. Vehicle values ranging from $200,000 to $400,000+, powerful V8 and V12 engines, and specialist repair requirements all contribute to premiums typically ranging from $4,000 to $12,000 per year for comprehensive cover.

Some mainstream Australian insurers may cover Aston Martins, particularly the DBX SUV, while specialist brokers may be needed for higher-value models. Brokers like Rothbury or insurers like Chubb can access underwriters experienced with luxury sports cars. See our full Australian car insurance comparison for more.

Why Aston Martin Insurance Is Premium in Australia

  • Luxury sports car values: Aston Martins range from $200,000 to $400,000+, placing them in the highest insurance categories
  • Hand-crafted quality: Aston Martin vehicles feature hand-finished interiors with premium leather and metals, which are expensive to repair
  • Specialist repairs: Aston Martin repairs require authorised technicians and genuine parts, with limited service facilities in Australia
  • Powerful engines: Mercedes-AMG sourced V8 and Aston Martin V12 engines produce 500-700+ HP, placing them in high-risk categories
  • Depreciation considerations: Some Aston Martin models depreciate faster than competitors, making agreed-value cover worth exploring
  • Growing Australian presence: The DBX SUV has expanded Aston Martin's appeal in Australia, offering a more practical option with luxury sport credentials

Aston Martin Insurance Costs by Model

Estimated annual comprehensive insurance costs for popular Aston Martin models in Australia. Based on a 35-year-old driver with a clean record in Auckland.

Model Type Approx. Value (Used) Est. Comprehensive/yr Insurance Group Notes
Aston Martin DB12 Grand Tourer $350,000–$420,000 $6,000–$10,000 Very High Latest grand tourer. Twin-turbo V8. Successor to the DB11.
Aston Martin DB11 (used) Grand Tourer $200,000–$300,000 $4,500–$8,000 Very High Previous-generation GT. V8 or V12. Strong used market in Australia.
Aston Martin Vantage Sports Car $280,000–$380,000 $5,500–$9,000 Very High Two-seat sports car. Twin-turbo V8. Most driver-focused Aston.
Aston Martin DBX Luxury SUV $280,000–$380,000 $5,000–$8,500 Very High Luxury SUV. Most practical Aston Martin. Twin-turbo V8.
Aston Martin DBS (used) Super GT $300,000–$400,000 $6,000–$10,000 Very High Flagship super GT. V12 engine. Discontinued but highly sought after.

Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.

Types of Insurance Cover for Your Aston Martin

Choose the right level of protection based on your Aston Martin's value and usage.

Third Party Only

From ~$500–$1,000/yr

Covers damage you cause to other vehicles or property. Your Aston Martin is not covered. Rarely suited to vehicles of this value.

  • Third-party property damage
  • Your Aston Martin - accidents
  • Your Aston Martin - theft
  • Cheapest option

Third Party, Fire & Theft

From ~$1,200–$3,000/yr

Adds fire and theft protection for your Aston Martin. Provides some coverage but leaves you exposed to accident repair costs that can be very substantial.

  • Third-party property damage
  • Your Aston Martin - accidents
  • Your Aston Martin - theft
  • Your Aston Martin - fire

What Affects Your Aston Martin Insurance Premium

Understanding these factors can help you find the best Aston Martin insurance in Australia.

🚗

Model & Engine

A DBX SUV is generally less expensive to insure than a V12-powered DBS. Model, engine type (V8 vs V12), and vehicle value are key premium factors.

👤

Your Age & Experience

A clean driving record and mature driver profile are viewed favourably. Young drivers (under 25) face significantly higher premiums for luxury sports cars.

📍

Where You Live

Auckland and Wellington carry higher premiums due to traffic and theft risk. Proximity to authorised Aston Martin service facilities is also a factor.

🔒

Storage & Security

Garaging your Aston Martin in a secure facility can reduce premiums. GPS tracking and alarm systems provide additional savings with some insurers.

No-Claims Bonus

A strong no-claims history can provide meaningful premium reductions, even on luxury vehicles. Bonus protection is worth exploring.

🔧

Modifications

Aftermarket modifications must be declared and can increase premiums. Factory Q by Aston Martin personalisation also affects the insured value.

Tips to Save on Aston Martin Insurance in Australia

Practical ways to manage your Aston Martin insurance premium.

1

Use a Specialist Broker

Brokers experienced with luxury vehicles can access underwriters familiar with Aston Martin valuations. Rothbury and Crombie Lockwood are well-known Australian options.

2

Consider Agreed Value

Agreed-value cover is worth considering, particularly given that some Aston Martin models can depreciate. It locks in the payout amount for peace of mind.

3

Increase Your Excess

Raising your excess to $2,500 or $5,000 can reduce premiums. Only do this if you can comfortably afford the higher excess.

4

Garage Your Aston Martin

Storing your Aston Martin in a locked garage can reduce premiums. Most insurers view garaged luxury vehicles as significantly lower risk.

5

Pay Annually

Paying your premium as a single annual payment rather than monthly instalments can save 5-10% on a luxury car policy.

6

Maintain Service History

A full Aston Martin service history demonstrates proper care and can be viewed favourably by insurers assessing risk.

Aston Martin Theft & Safety in Australia

Key facts about Aston Martin vehicle security and safety in Australia.

🔒 Aston Martin Theft Risk in Australia

Aston Martins are rare and highly recognisable in Australia, making them difficult targets for theft. Modern Aston Martins include comprehensive factory security systems. Their rarity means stolen examples would be virtually impossible to sell domestically.

  • Factory immobilisers and alarm systems on all modern models
  • Rarity in Australia makes stolen examples highly conspicuous
  • GPS tracking available as factory or aftermarket option
  • Secure garage storage can reduce both risk and premiums

⭐ Aston Martin Safety Features

Modern Aston Martins feature safety technology shared with Mercedes-Benz, including advanced driver assistance systems. The DBX SUV offers the most comprehensive ADAS suite in the range, with the DB12 and Vantage also featuring key safety technologies.

  • Advanced driver assistance systems on current models
  • Bonded aluminium construction for excellent crash protection
  • Electronic stability control and traction management
  • Autonomous emergency braking on DB12 and DBX

Aston Martin Insurance FAQs

Common questions about insuring your Aston Martin in Australia.

How much does Aston Martin car insurance cost in Australia?
Aston Martin car insurance in Australia typically costs $4,000 to $12,000 per year for comprehensive cover. The DBX SUV may start from around $5,000/yr, while V12-powered models like the DBS can reach $10,000/yr or more depending on specification and driver profile.
Can I insure an Aston Martin with a mainstream Australian insurer?
Some mainstream Australian insurers may cover Aston Martins, particularly the DBX SUV which falls within standard luxury vehicle categories. For higher-value or V12 models, specialist brokers may be needed to arrange appropriate cover.
Should I get agreed value for my Aston Martin?
Agreed-value cover is worth considering for Aston Martins. Some models can depreciate meaningfully, while others - particularly limited editions - may hold or increase in value. Agreed value locks in the payout amount and removes uncertainty.
Are Aston Martin repairs expensive in Australia?
Yes, Aston Martin repairs are expensive. Parts must be sourced from authorised suppliers, and repairs require specialist technicians. The bonded aluminium construction used in Aston Martins requires specialist repair techniques that add to costs.
Is the DBX cheaper to insure than the DB12?
The DBX is generally slightly cheaper to insure than the DB12, as SUVs are viewed as marginally lower risk by insurers. Both models use the same twin-turbo V8 engine, so the difference is modest.
Do V12 Aston Martins cost more to insure than V8 models?
Yes, V12 Aston Martin models (such as the DBS and DB11 V12) are typically more expensive to insure than V8 models. The higher power output, greater vehicle value, and more expensive engine components all contribute to higher premiums.
Does track use affect my Aston Martin insurance?
Standard car insurance does not cover track use. If you plan to take your Aston Martin on track days, separate track day insurance is needed. Any damage sustained at a circuit will not be covered by your regular policy.
Can young drivers insure an Aston Martin?
Insuring an Aston Martin as a young driver (under 25) is difficult and expensive. Many insurers have minimum age requirements for luxury sports cars. If cover is available, premiums for young drivers will be significantly higher than standard rates.

Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).

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