Car, home, contents, life, health, travel and more - compare estimates from Australia's leading insurers including AAMI, Allianz, Budget Direct, NRMA, and Suncorp. Free, fast, and transparent.
Comparing estimates from leading Australian insurance providers
Insurance premiums in Australia vary significantly between providers, even for the same level of cover. Two people insuring the same car or home can pay vastly different amounts depending on which provider they choose. That's why comparing insurance in Australia before you buy is one of the simplest ways to make sure you're getting a fair deal.
Compare.com.au lets you view estimates and policy details from Australia's leading insurance providers side by side. Whether you're looking for car insurance, home insurance, health insurance, or any of 21 types of cover, you can see what's available across the market in minutes.
ASIC MoneySmart encourages Australians to shop around and understand their insurance options. Comparing providers helps you find cover that matches your needs and budget, without paying more than you need to.
Choose a category below to compare estimates from Australia's top providers - all in one place.
Comprehensive, third party, fire & theft
Dwelling & natural disaster cover
Protect your belongings inside the home
Cover for tenants, flatmates & students
Rental property, liability & loss of rent
Bikes, scooters, mopeds & e-bikes
Vintage, collector & modified vehicles
Term life, whole life & income protection
Medical, surgical & everyday wellness
Domestic & international trip cover
Dogs, cats & other beloved pets
Caravans, trailers & towable cover
Campervans, motorhomes & RVs
Yachts, launches, jet skis & dinghies
Dairy, livestock, crops & rural property
Replace lost income if unable to work
Cover funeral & end-of-life costs
Protect your big day from the unexpected
Public liability & professional indemnity
Data breach & cyber liability cover
High-value, prestige & imported vehicles
Electric & hybrid vehicle cover
Cover for Uber, Ola & rideshare drivers
Engine, gearbox & mechanical failure cover
Hobby farms, acreage & rural living
Beach houses, weekenders & holiday properties
Tiny houses, portable homes & cabins
Short-term rental & hosting cover
Understanding the Australian insurance market helps you make better decisions when comparing cover.
Australia's insurance market is regulated by the Australian Prudential Regulation Authority (APRA), which licenses and supervises all insurers operating in the country. The Insurance Council of Australia (ICA) represents the general insurance industry and publishes regular data on claims, premiums, and market trends.
With natural disasters, rising construction costs, and changing weather patterns affecting premiums across the country, comparing insurance in Australia has never been more important. Prices can vary by hundreds of dollars for the same property or vehicle depending on the provider, your location, and the level of cover you choose.
Australia's most comprehensive insurance comparison platform.
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See estimates from AAMI, Allianz, NRMA, Suncorp, Budget Direct and more on one screen.
From car and home to pet and travel - we cover every type of insurance Australians need.
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A quick overview of the main insurance categories available to Australians.
Covers your vehicle against damage, theft, and third-party liability. Options range from comprehensive cover to third-party only. Premiums depend on your car's value, your driving history, and where you live. Australian law requires Compulsory Third Party (CTP) insurance, and comprehensive cover is strongly worth considering.
Protects your dwelling against fire, storm, flood, cyclone, and other damage. Australian home insurance typically covers natural disasters, though flood and bushfire cover varies by insurer and location. Always check your Product Disclosure Statement for specific inclusions.
Covers your personal belongings inside your home - furniture, electronics, clothing, and valuables. Particularly important for renters who don't have home insurance. Most policies cover theft, fire, and accidental damage with options for specified high-value items.
Private health insurance supplements Medicare by providing access to private hospitals, shorter waiting times, and choice of doctor. Hospital cover and Extras cover are the two main types. The government's Lifetime Health Cover loading adds 2% per year after age 31 without hospital cover, and the Medicare Levy Surcharge applies to higher earners without cover - making PHI worth considering before these penalties apply.
Pays a lump sum to your family or dependants if you pass away or are diagnosed with a terminal illness. Many Australians have some life cover through their superannuation fund, but this default cover is often insufficient. Retail policies from providers like TAL, AIA, and Zurich offer higher benefit amounts and more comprehensive terms. Income protection and TPD cover can also be held inside or outside super.
Covers medical emergencies, trip cancellation, lost luggage, and travel delays for domestic and international trips. Smartraveller (a service by the Department of Foreign Affairs and Trade) strongly encourages travel insurance for all overseas travel.
Transparency and accuracy are at the heart of what we do.
We source our data directly from insurer websites, product disclosure statements, and publicly available regulatory filings with ASIC.
Our team reviews and updates pricing and coverage data regularly to reflect the latest changes from providers. Visit our data quality page to learn more about our process.
All insurers compared on our platform are regulated by APRA. Disputes can be raised with the Australian Financial Complaints Authority (AFCA).
Common questions about comparing insurance in Australia.
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