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Updated March 2026

Chery Car Insurance in Australia

Compare Chery car insurance estimates from AU's top providers. Whether you drive an Omoda 5, Tiggo 4 Pro, Tiggo 7 Pro, or Tiggo 8 Pro, find the right cover at the right price - comprehensive, third party, or fire & theft.

Last reviewed: 27 March 2026
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Chery Car Insurance in Australia - What You Need to Know

Chery is a Chinese automotive brand that has recently entered the Australia market with a range of competitively priced SUVs. Models like the Omoda 5, Tiggo 4 Pro, Tiggo 7 Pro, and Tiggo 8 Pro offer well-equipped vehicles at prices below many established competitors.

From an insurance perspective, Chery vehicles are relatively affordable to insure due to their competitive pricing. However, as a new brand in Australia, insurers have limited claims data, and parts availability may affect repair costs and times. Comparing estimates from multiple providers is particularly important.

Most major Australian insurance providers - including AA Insurance, AMI, State, and Tower - should be able to cover Chery vehicles. See our full Australian car insurance comparison for more.

Key Insurance Considerations for Chery Owners

  • New to Australia: Chery is a new entrant to the Australian market, so insurers may have limited claims history data
  • Competitive pricing: Chery vehicles are well-priced, meaning lower insured values and potentially lower premiums
  • Safety technology: Chery models feature modern safety technology and have been tested by ANCAP
  • Parts availability: As a new brand, Chery's parts network in Australia is still developing, which may affect repair times
  • SUV range: Chery's Australian lineup is entirely SUVs, which generally sit in low-to-mid insurance groups
  • 10-year warranty: Chery offers one of Australia's longest warranties, covering mechanical issues separately from insurance

Chery Insurance Costs by Model

Estimated annual comprehensive insurance costs for Chery models in Australia. Based on a 35-year-old driver with a clean record in Auckland.

Model Type Approx. Value (Used) Est. Comprehensive/yr Insurance Group Notes
Chery Omoda 5 Small SUV $25,000-$35,000 $550-$850 Low-Mid Stylish compact SUV. Affordable to insure with modern safety features.
Chery Tiggo 4 Pro Small SUV $22,000-$30,000 $500-$800 Low Entry-level SUV. One of the most affordable Chery models to insure.
Chery Tiggo 7 Pro Mid-size SUV $28,000-$40,000 $600-$950 Low-Mid Mid-size SUV with good equipment levels for the price.
Chery Tiggo 8 Pro Large SUV $35,000-$50,000 $700-$1,050 Mid Seven-seat family SUV. Higher value means slightly higher premiums.

Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.

Types of Insurance Cover for Your Chery

Choose the right level of protection based on your Chery's age and value.

Third Party Only

From ~$150-$300/yr

Covers damage you cause to other vehicles or property. Your Chery is not covered. Rarely chosen for newer Chery vehicles given their value.

  • Third-party property damage
  • Your Chery - accidents
  • Your Chery - theft
  • Cheapest option

Third Party, Fire & Theft

From ~$280-$480/yr

Adds fire and theft protection for your Chery. May suit drivers who want protection against theft but find comprehensive premiums too high.

  • Third-party property damage
  • Your Chery - accidents
  • Your Chery - theft
  • Your Chery - fire

What Affects Your Chery Insurance Premium

Understanding these factors can help you find competitive Chery insurance in Australia.

🚗

Chery Model & Year

The Tiggo 4 Pro is cheaper to insure than the Tiggo 8 Pro. Newer models with better safety features may qualify for lower premiums.

👤

Your Age & Experience

Drivers under 25 pay considerably more. Over-25s with a clean licence and driving history get the best rates.

📍

Where You Live

Auckland and Wellington typically have higher premiums than smaller centres due to higher theft rates and traffic density.

🔒

Security Features

Chery vehicles come with modern factory security systems. Additional tracking devices can further reduce premiums.

No-Claims Bonus

Up to 65% discount for claim-free years. Protect your NCB - some insurers offer bonus protection so one claim doesn't reset it.

🔧

Parts & Repairs

Limited Chery parts availability in Australia can affect repair times and costs, which insurers factor into premiums.

Tips to Save on Chery Insurance in Australia

Practical ways to reduce your Chery insurance premium without sacrificing cover.

1

Compare Multiple Estimates

Chery premiums can vary significantly between providers as insurers have different levels of experience with the brand. Always get at least 3 estimates.

2

Increase Your Excess

Raising your excess can save 10-20% on your premium. Only do this if you can afford the higher excess if you claim.

3

Pay Annually

Most Australian insurers charge a loading for monthly payments. Paying annually can save 5-10% on your Chery policy.

4

Bundle Your Policies

Insure your Chery alongside your home or contents insurance with the same provider. Multi-policy discounts of 5-15% are common in Australia.

5

Limit Named Drivers

Adding young or inexperienced drivers increases premiums significantly. Only add drivers who regularly use your Chery.

6

Keep Your Chery Secure

Garaging your Chery overnight and installing an approved alarm or tracking device can reduce premiums.

Chery Theft & Safety in Australia

Key facts about Chery vehicle security and safety performance in Australia.

🔒 Chery Theft Risk in Australia

Chery vehicles are very new to the Australian market, so theft data is extremely limited. As a rare brand, Chery vehicles are unlikely to be specifically targeted by thieves. All current models come with factory immobilisers and smart key systems. Check with Australian Police for current vehicle crime statistics.

  • Very new brand in Australia means minimal theft targeting
  • Factory immobilisers and smart key systems on all models
  • Parking in a garage or secure area can lower premiums
  • Aftermarket tracking devices offer additional security

⭐ Chery Safety Ratings (ANCAP/Euro NCAP)

Chery has been tested by international safety bodies. Safety ratings can influence your insurance premium.

  • Chery Omoda 5 (2024+): 5-star Euro NCAP rating
  • Chery Tiggo 8 Pro: Tested with solid safety results
  • Modern safety technology across the Chery range
  • Advanced driver assistance systems on most models

Chery Insurance FAQs

Common questions about insuring your Chery in Australia.

How much does Chery car insurance cost in Australia?
Chery car insurance in Australia typically costs $550-$1,050 per year for comprehensive cover, depending on the model, your age, location, and driving history. The Tiggo 4 Pro is at the lower end (from ~$500/yr), while the Tiggo 8 Pro sits higher (~$700-$1,050/yr).
Are Chery cars cheap to insure in Australia?
Chery vehicles are generally affordable to insure due to their competitive purchase prices. However, limited Australian claims data and parts availability may mean some insurers price cover more conservatively. Comparing multiple estimates is the best way to find competitive rates.
Can I get Chery insurance from all Australian providers?
Most major Australian insurance providers should be able to cover Chery vehicles. However, as Chery is new to Australia, some providers may have limited experience with the brand. Comparing options from multiple providers is worthwhile.
What type of insurance should I get for my Chery?
For newer Chery vehicles, comprehensive insurance is worth considering. Given the limited parts availability in Australia, repair costs could be significant without cover. The relatively affordable cost of Chery comprehensive insurance makes it good value for most owners.
Are Chery parts available in Australia?
Chery's parts network in Australia is still developing as the brand is new to the market. Some parts may need to be imported, which can extend repair times. This is a factor that insurers consider when pricing cover.
Does Chery's warranty affect my insurance?
Chery offers one of Australia's longest manufacturer warranties. This covers mechanical breakdowns separately from car insurance. It does not directly affect your insurance premium, but it does mean you may not need separate mechanical breakdown insurance during the warranty period.
Should I get agreed value or market value for my Chery?
For Chery vehicles, agreed value is worth considering. As a new brand in Australia, market values may be unpredictable. Agreed value locks in your payout amount and provides certainty if your car is written off.
Is Chery a reliable brand?
Chery is one of China's largest and most established car manufacturers. While they are new to Australia, they have a long track record in other markets. For insurance purposes, reliability affects the frequency of mechanical claims, but car insurance primarily covers accidents, theft, and damage rather than mechanical faults.

Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).

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