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Updated March 2026

Chrysler Car Insurance in Australia

Compare Chrysler car insurance estimates from AU's top providers. Whether you drive a 300, Grand Voyager, or other Chrysler, find the right cover at the right price - comprehensive, third party, or fire & theft.

Last reviewed: 27 March 2026
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Chrysler Car Insurance in Australia - What You Need to Know

Chrysler no longer sells new vehicles in Australia, having discontinued official Australian sales some years ago. However, a significant number of used Chrysler models remain on Australian roads, particularly the Chrysler 300 sedan and Grand Voyager people mover, which were popular during their time in the Australian market.

From an insurance perspective, Chryslers fall into low-to-mid insurance groups due to their typically lower current market values. However, parts availability is a growing concern as the brand has no Australian dealer support, which can increase repair costs and claim times.

Most major Australian insurance providers can cover Chrysler vehicles. Providers including AA Insurance, AMI, State, and Tower offer cover. See our full Australian car insurance comparison for more.

Key Insurance Considerations for Chrysler Owners in Australia

  • Discontinued brand: Chrysler no longer sells new vehicles in Australia, which affects dealer support, parts supply, and long-term serviceability
  • Parts availability: Chrysler parts are becoming harder to source in Australia, potentially increasing repair costs and claim settlement times
  • Depreciation: Without new sales, used Chrysler values have depreciated significantly, which keeps insurance premiums lower
  • Lower values: Most Chryslers in Australia are now valued under $20,000, placing them in lower insurance groups
  • Large vehicles: The Chrysler 300 and Grand Voyager are larger vehicles, which can affect parking and collision risks
  • Specialist repairs: Without dealer workshops, owners rely on general mechanics or American vehicle specialists for repairs

Chrysler Insurance Costs by Model

Estimated annual comprehensive insurance costs for Chrysler models in Australia. Based on a 35-year-old driver with a clean record in Auckland.

Model Type Approx. Value (Used) Est. Comprehensive/yr Insurance Group Notes
Chrysler 300 Large Sedan $8,000-$35,000 $650-$1,100 Mid Large American sedan. V6 and V8 variants - V8 (300 SRT) attracts higher premiums.
Chrysler 300 SRT Performance Sedan $15,000-$50,000 $900-$1,500 Mid-High Performance variant with 6.4L V8. Higher premiums due to power output.
Chrysler Grand Voyager People Mover $5,000-$20,000 $500-$850 Low-Mid Popular family people mover. Lower values keep premiums affordable.
Chrysler PT Cruiser Hatchback $2,000-$8,000 $400-$650 Low Retro-styled hatchback. Very low values make it cheap to insure.

Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.

Types of Insurance Cover for Your Chrysler

Choose the right level of protection based on your Chrysler's age and value.

Third Party Only

From ~$150-$350/yr

Covers damage you cause to other vehicles or property. Your Chrysler is not covered. May suit older Chryslers worth under $3,000.

  • Third-party property damage
  • Your Chrysler - accidents
  • Your Chrysler - theft
  • Cheapest option

Third Party, Fire & Theft

From ~$300-$550/yr

Adds fire and theft protection for your Chrysler. Good value for Chryslers worth $3,000-$10,000.

  • Third-party property damage
  • Your Chrysler - accidents
  • Your Chrysler - theft
  • Your Chrysler - fire

What Affects Your Chrysler Insurance Premium

Understanding these factors can help you find cheaper Chrysler insurance in Australia.

🚗

Model & Engine

A Grand Voyager is cheaper to insure than a 300 SRT. Engine size matters - V8 Chryslers attract significantly higher premiums than V6 models.

👤

Your Age & Experience

Drivers under 25 pay considerably more. Over-25s with a clean licence and driving history get the best rates on Chrysler insurance.

📍

Where You Live

Auckland and Wellington typically have higher premiums than smaller centres due to higher theft rates and traffic density.

🔒

Parts Availability

As Chrysler has no Australian dealer, parts must be sourced from overseas, which can increase repair costs and affect premiums.

No-Claims Bonus

Up to 65% discount for claim-free years. Protect your NCB - some insurers offer bonus protection so one claim doesn't reset it.

🔧

Vehicle Age

Most Chryslers in Australia are now older vehicles. While lower values mean lower premiums, aging parts and systems can increase claim costs.

Tips to Save on Chrysler Insurance in Australia

Practical ways to reduce your Chrysler insurance premium without sacrificing cover.

1

Compare Multiple Estimates

Chrysler premiums can vary between providers. Always get at least 3 estimates before choosing.

2

Increase Your Excess

Raising your excess from $400 to $750 can save 10-20% on your premium. Only do this if you can afford the higher excess if you claim.

3

Pay Annually

Most Australian insurers charge a loading for monthly payments. Paying annually can save 5-10% on your Chrysler policy.

4

Bundle Your Policies

Insure your Chrysler alongside your home or contents insurance with the same provider. Multi-policy discounts of 5-15% are common in Australia.

5

Consider Market Value

For older Chryslers with lower values, market value cover may be more cost-effective than agreed value. Compare both options.

6

Keep Your Chrysler Secure

Garaging your Chrysler overnight and installing an approved alarm or immobiliser can reduce premiums. Let your insurer know about security features.

Chrysler Theft & Safety in Australia

Key facts about Chrysler vehicle security and safety performance in Australia.

🔒 Chrysler Theft Risk in Australia

Chryslers are not among the most commonly stolen vehicles in Australia. Their lower numbers and declining popularity mean they are less targeted than mainstream brands. However, the Chrysler 300's resemblance to luxury sedans can occasionally attract unwanted attention. Australian Police advise securing all vehicles.

  • Chrysler 300 models have factory immobilisers as standard
  • Lower vehicle numbers mean lower overall theft risk
  • Parking in a garage or secure area can lower premiums
  • Older models without immobilisers are more vulnerable to theft

⭐ Chrysler Safety Ratings

Chrysler vehicles sold in Australia were typically tested to US NHTSA or ANCAP standards. As the brand no longer sells new vehicles in Australia, most models on the road are older and may not have the latest safety features.

  • Chrysler 300 (2015+): 5-star NHTSA rating
  • Chrysler Grand Voyager: 4-star NHTSA rating (varies by year)
  • Older models may lack modern safety features like AEB
  • Safety ratings are a factor in insurance premium calculations

Chrysler Insurance FAQs

Common questions about insuring your Chrysler in Australia.

How much does Chrysler car insurance cost in Australia?
Chrysler car insurance in Australia typically costs $600-$1,200 per year for comprehensive cover, depending on the model, your age, location, and driving history. The Grand Voyager is among the more affordable to insure (from ~$500/yr), while the 300 SRT with its V8 engine sits at the higher end (~$900-$1,500/yr).
Are Chryslers expensive to insure in Australia?
Chryslers are generally mid-range in terms of insurance costs. Their lower current market values help keep premiums down, but the lack of Australian dealer support and potentially harder-to-source parts can push costs up compared to mainstream Japanese brands.
Will Chrysler parts availability affect my insurance?
Parts availability can indirectly affect your insurance. If parts are difficult to source, repair times may be longer and costs higher, which can be reflected in premiums. Some insurers may factor in parts scarcity when pricing cover for discontinued brands.
What type of insurance should I get for my Chrysler?
For Chryslers worth over $10,000, comprehensive insurance is worth considering. For lower-value Chryslers ($3,000-$10,000), third party fire & theft offers a good balance. For very old Chryslers worth under $3,000, third party only may be sufficient.
Should I get agreed value or market value for my Chrysler?
For most Chryslers in Australia, market value cover may be more practical as values continue to depreciate. However, if your Chrysler is in excellent condition or is a sought-after model (like a well-maintained 300 SRT), agreed value can provide certainty on the payout amount.
Can all Australian insurers cover my Chrysler?
Yes, most major Australian insurers can cover Chrysler vehicles without any issues. Chryslers were sold officially in Australia so they meet local compliance standards. You should have no trouble finding competitive estimates from mainstream providers.
Is the Chrysler 300 SRT expensive to insure?
The Chrysler 300 SRT is more expensive to insure than the standard 300 - typically $900-$1,500/yr for comprehensive cover. Its 6.4-litre V8 engine and higher performance place it in a higher insurance group. However, as these vehicles age and depreciate, premiums may decrease.
Should I still insure an older Chrysler comprehensively?
It depends on the vehicle's value and your financial situation. For Chryslers worth under $5,000, the annual cost of comprehensive cover may represent a large percentage of the vehicle's value. Third party fire & theft may offer better value in these cases, while still protecting against theft and fire.

Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).

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