Compare Daihatsu car insurance estimates from AU's top providers. Whether you drive a Sirion, Terios, Charade, or Move, find the right cover at the right price - comprehensive, third party, or fire & theft.
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Daihatsu is a Japanese car brand owned by Toyota that specialises in small, affordable vehicles. While Daihatsu has never had an official dealer network in Australia, many of their models have been imported as used vehicles from Japan. The Sirion, Terios, Charade, Move, and Mira are the most common Daihatsu models found on Australian roads.
From an insurance perspective, Daihatsus are among the cheapest cars to insure in Australia. Their very low market values, small engines, simple engineering, and low theft risk mean premiums are minimal. Most Daihatsus in Australia are older vehicles, so third party only or third party fire & theft cover may suit many owners.
All major Australian insurance providers - including AA Insurance, AMI, State, Tower, and ANZ - offer cover for Daihatsu vehicles. See our full Australian car insurance comparison for more.
Estimated annual comprehensive insurance costs for popular Daihatsu models in Australia. Based on a 35-year-old driver with a clean record in Auckland.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| Daihatsu Mira | Kei Car | $1,500-$5,000 | $280-$450 | Low | 660cc kei car import. One of Australia's cheapest cars to insure. |
| Daihatsu Move | Kei Car | $2,000-$6,000 | $300-$480 | Low | Tall kei car with more interior space. Very cheap to insure. |
| Daihatsu Charade | Hatchback | $2,000-$8,000 | $320-$500 | Low | Compact hatchback. Older models very affordable to run and insure. |
| Daihatsu Sirion | Hatchback | $3,000-$10,000 | $350-$550 | Low | Most common Daihatsu in Australia. Reliable and very cheap to insure. |
| Daihatsu Terios | Mini SUV | $3,000-$12,000 | $380-$600 | Low | Small SUV with optional 4WD. Slightly higher premiums due to SUV classification. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Choose the right level of protection based on your Daihatsu's age and value.
Covers damage you cause to other vehicles or property. Your Daihatsu is not covered. A common choice for older Daihatsus worth under $3,000.
Adds fire and theft protection for your Daihatsu. Good value for Daihatsus worth $3,000-$8,000 where replacement cost matters.
Full protection for your Daihatsu. Covers accident damage, theft, fire, weather, vandalism, and third-party liability. May suit Daihatsu owners who rely heavily on their vehicle.
Understanding these factors can help you find cheaper Daihatsu insurance in Australia.
All Daihatsu models are cheap to insure, but newer Sirion and Terios models cost slightly more than older Mira and Move kei cars due to higher values.
Daihatsus are popular with younger and learner drivers. Under-25s pay more, but a Daihatsu will still be cheaper than most alternatives.
Auckland and Wellington typically have higher premiums than smaller centres due to higher traffic density and accident rates.
Older Daihatsus may lack modern security features. Fitting an aftermarket immobiliser may help reduce premiums with some insurers.
Up to 65% discount for claim-free years. Even on cheap Daihatsu premiums, an NCB discount makes a meaningful difference.
Most Daihatsus in Australia are older vehicles. Some insurers may decline comprehensive cover for very old vehicles, making third party the main option.
Practical ways to reduce your Daihatsu insurance premium without sacrificing cover.
Even for affordable Daihatsus, premiums can vary between providers. Get at least 3 estimates before choosing.
For older Daihatsus worth under $3,000, third party only cover may be the most cost-effective option. The premium savings can be significant relative to the vehicle's value.
Most Australian insurers charge a loading for monthly payments. Paying annually can save 5-10% on your Daihatsu policy.
Insure your Daihatsu alongside your contents or home insurance with the same provider. Multi-policy discounts of 5-15% are common in Australia.
Older Daihatsus may not have factory immobilisers. Fitting an aftermarket immobiliser may help reduce premiums and improve security.
Garaging your Daihatsu overnight can reduce premiums. Let your insurer know if you have off-street parking or a garage.
Key facts about Daihatsu vehicle security and safety performance in Australia.
Daihatsu vehicles have a very low theft risk in Australia. Their low market values and lack of demand for parts in the stolen vehicle market mean they are rarely targeted. However, older models without immobilisers are easier to steal, so basic security measures are still worthwhile. Check Australian Police data for the latest stolen vehicle statistics.
Daihatsu safety ratings vary by model and age. Most Daihatsus on Australian roads are older models that predate modern crash testing standards. Newer Sirion models (based on Toyota architecture) have better safety credentials.
Common questions about insuring your Daihatsu in Australia.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).
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