Compare Dodge car insurance estimates from AU's top providers. Whether you drive a Challenger, Charger, or older Dodge Ram, find the right cover at the right price - comprehensive, third party, or fire & theft.
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Dodge does not have an official dealer presence in Australia, but the brand has a dedicated following among Australian enthusiasts who import performance vehicles like the Challenger and Charger. Older Dodge Ram trucks (before the Ram brand split) also remain on Australian roads.
From an insurance perspective, Dodge vehicles generally fall into high insurance groups in Australia. Their performance-oriented nature, powerful V8 engines, imported parts, and specialist repair requirements all contribute to above-average premiums. The Challenger and Charger in particular are performance vehicles that insurers price accordingly.
Most major Australian insurance providers can cover Dodge vehicles, though some may require additional information about import compliance and vehicle modifications. Providers including AA Insurance, AMI, Tower, and specialist vehicle insurers offer cover. See our full Australian car insurance comparison for more.
Estimated annual comprehensive insurance costs for Dodge models in Australia. Based on a 35-year-old driver with a clean record in Auckland.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| Dodge Challenger | Performance Coupe | $40,000-$80,000 | $1,400-$2,400 | Very High | Iconic muscle car. V8 HEMI engine options mean high insurance costs. |
| Dodge Charger | Performance Sedan | $35,000-$75,000 | $1,200-$2,200 | High | Full-size performance sedan. Similar insurance profile to the Challenger. |
| Dodge Ram (pre-2010) | Pickup Truck | $10,000-$35,000 | $700-$1,200 | Mid | Older Dodge-branded Ram trucks. Lower values keep premiums more moderate. |
| Dodge Durango | Large SUV | $20,000-$50,000 | $800-$1,400 | Mid-High | Full-size SUV. Less common in Australia but available through specialist importers. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Choose the right level of protection based on your Dodge's age and value.
Covers damage you cause to other vehicles or property. Your Dodge is not covered. Given the power of most Dodge vehicles, third-party liability cover is particularly important.
Adds fire and theft protection for your Dodge. Good value for older Dodge models where full comprehensive may not be cost-effective.
Full protection for your Dodge. Covers accident damage, theft, fire, weather, vandalism, and third-party liability. Commonly chosen for Dodge vehicles given their value and difficulty of replacement.
Understanding these factors can help you find cheaper Dodge insurance in Australia.
A Challenger Hellcat will cost far more to insure than a base Charger. Engine size, horsepower, and performance trim all significantly affect premiums.
Drivers under 25 pay considerably more for performance vehicles like Dodges. Over-25s with clean records get the best rates.
Auckland and Wellington typically have higher premiums than smaller centres due to higher theft rates and traffic density.
The quality of any right-hand drive conversion and compliance certification can affect your insurance options and premiums.
Up to 65% discount for claim-free years. This can make a significant difference on high-premium Dodge policies.
Many imported Dodges have aftermarket modifications. All modifications must be declared - undisclosed mods can void your policy.
Practical ways to reduce your Dodge insurance premium without sacrificing cover.
Specialist vehicle insurers or those experienced with American imports may offer better rates than mainstream providers for Dodge vehicles.
Raising your excess from $500 to $1,000 can save 10-20% on your premium. Only do this if you can afford the higher excess if you claim.
Most Australian insurers charge a loading for monthly payments. Paying annually can save 5-10% - that could be $100-$220 on a typical Dodge policy.
Insure your Dodge alongside your home or contents insurance with the same provider. Multi-policy discounts of 5-15% are common in Australia.
Adding young or inexperienced drivers to a high-performance Dodge increases premiums dramatically. Only add drivers who regularly use the vehicle.
Garaging your Dodge overnight is essential for imported performance vehicles. An approved alarm, immobiliser, and GPS tracker can all reduce premiums.
Key facts about Dodge vehicle security and safety performance in Australia.
Dodge vehicles are relatively rare in Australia, which makes them less of a target for opportunistic theft but potentially more attractive to organised thieves due to their value and desirability. Australian Police advise securing all high-value vehicles.
Dodge vehicles are tested to US NHTSA standards. As imports, they may not have ANCAP or Euro NCAP ratings.
Common questions about insuring your Dodge in Australia.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).
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