Compare GWM car insurance estimates from AU's top providers. Whether you drive a Cannon ute, Tank 300, Tank 500, or Ora, find the right cover at the right price - comprehensive, third party, or fire & theft.
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GWM (Great Wall Motor) is a growing Chinese automotive brand in Australia, offering a range of vehicles from utes to SUVs and even electric models. The GWM Cannon ute has been particularly popular, competing with established players like the Toyota Hilux and Ford Ranger.
From an insurance perspective, GWM vehicles sit in the mid-range for insurance costs. While they're generally more affordable to buy than Japanese equivalents, insurance premiums can vary depending on the insurer's experience with the brand. As GWM builds its presence in Australia, parts availability and service network coverage continue to improve.
Most major Australian insurance providers - including AA Insurance, AMI, State, and Tower - offer cover for GWM vehicles. See our full Australian car insurance comparison for more.
Estimated annual comprehensive insurance costs for GWM models in Australia. Based on a 35-year-old driver with a clean record in Auckland.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| GWM Ora | Electric Hatchback | $30,000-$42,000 | $700-$1,050 | Mid | Affordable EV. Check for battery cover and EV-specific terms. |
| GWM Cannon | Ute | $30,000-$50,000 | $650-$1,050 | Mid | Popular ute. Competes with Hilux and Ranger. Good value for money. |
| GWM Tank 300 | Mid-size SUV | $45,000-$60,000 | $800-$1,200 | Mid-High | Rugged off-road SUV. Higher value pushes premiums up. |
| GWM Tank 500 | Large SUV | $55,000-$75,000 | $900-$1,400 | Mid-High | Full-size luxury SUV. Highest insurance costs in the GWM range. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Choose the right level of protection based on your GWM's age and value.
Covers damage you cause to other vehicles or property. Your GWM is not covered. Best for older GWMs worth under $3,000.
Adds fire and theft protection for your GWM. Good value for GWMs worth $3,000-$15,000 where replacement cost matters.
Full protection for your GWM. Covers accident damage, theft, fire, weather, vandalism, and third-party liability. Commonly chosen for GWMs worth $10,000+.
Understanding these factors can help you find cheaper GWM insurance in Australia.
A GWM Cannon ute is cheaper to insure than a Tank 500. The Ora EV has additional battery-related considerations.
Drivers under 25 pay considerably more. Over-25s with a clean licence and driving history get the best rates on GWM insurance.
Auckland and Wellington typically have higher premiums than smaller centres due to higher theft rates and traffic density.
GWMs with factory immobilisers, alarms, or aftermarket tracking devices can attract lower premiums from some Australian insurers.
Up to 65% discount for claim-free years. Protect your NCB - some insurers offer bonus protection so one claim doesn't reset it.
If you use your GWM Cannon for commercial work, you may need a commercial vehicle policy which can cost more than private use cover.
Practical ways to reduce your GWM insurance premium without sacrificing cover.
GWM premiums can vary between providers, especially as some insurers have more experience with the brand than others. Always get at least 3 estimates.
Raising your excess from $400 to $750 can save 10-20% on your premium. Only do this if you can afford the higher excess if you claim.
Most Australian insurers charge a loading for monthly payments. Paying annually can save 5-10% on a typical GWM policy.
Insure your GWM alongside your home or contents insurance with the same provider. Multi-policy discounts of 5-15% are common in Australia.
If your GWM Cannon is used privately only, make sure your policy reflects this - commercial use policies cost more.
Garaging your GWM overnight and installing an approved alarm or immobiliser can reduce premiums. Let your insurer know about security features.
Key facts about GWM vehicle security and safety performance in Australia.
GWM vehicles are relatively new to the Australian market, so theft data is limited. Modern GWMs come with factory immobilisers and smart key systems. Utes in general can be targets for theft of accessories and tools from the tray. Check with Australian Police for current vehicle crime statistics.
GWM has been improving its safety credentials. Better safety ratings can positively influence your insurance premium.
Common questions about insuring your GWM in Australia.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).
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