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Updated March 2026

HAVAL Car Insurance in Australia

Compare HAVAL car insurance estimates from AU's top providers. Whether you drive an H6, Jolion, or H6 GT, find the right cover at the right price - comprehensive, third party, or fire & theft.

Last reviewed: 27 March 2026
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HAVAL Car Insurance in Australia - What You Need to Know

HAVAL is a sub-brand of Chinese manufacturer GWM (Great Wall Motor), focused exclusively on SUVs. In Australia, HAVAL offers affordable SUV options including the popular H6, the compact Jolion, and the sportier H6 GT. Their competitive pricing has made them an attractive alternative to established Japanese and Korean SUV brands.

From an insurance perspective, HAVALs are generally affordable to insure thanks to their lower purchase prices and mid-range vehicle values. As a newer brand in Australia, some insurers may have limited claims data, but most major providers now offer cover for HAVAL vehicles.

Most major Australian insurance providers - including AA Insurance, AMI, State, and Tower - offer cover for HAVAL vehicles. See our full Australian car insurance comparison for more.

Why HAVALs Are Affordable to Insure in Australia

  • Affordable pricing: HAVAL SUVs are competitively priced, meaning lower insured values and correspondingly lower premiums
  • Safety ratings: HAVAL models have achieved solid ANCAP safety ratings, helping keep premiums competitive
  • SUV focus: HAVAL specialises in SUVs, which generally sit in low-to-mid insurance groups
  • GWM backing: As part of the GWM group, HAVAL benefits from a growing Australian service and parts network
  • Hybrid options: Some HAVAL models offer hybrid powertrains, which may affect insurance pricing slightly
  • 7-year warranty: HAVAL offers a 7-year warranty in Australia, covering mechanical issues separately from insurance

HAVAL Insurance Costs by Model

Estimated annual comprehensive insurance costs for HAVAL models in Australia. Based on a 35-year-old driver with a clean record in Auckland.

Model Type Approx. Value (Used) Est. Comprehensive/yr Insurance Group Notes
HAVAL Jolion Small SUV $22,000-$32,000 $500-$800 Low Compact SUV with affordable insurance. Good value for the price.
HAVAL H6 Mid-size SUV $28,000-$42,000 $600-$950 Low-Mid HAVAL's most popular model in Australia. Hybrid option available.
HAVAL H6 GT SUV Coupe $32,000-$48,000 $650-$1,050 Mid Sportier coupe-style SUV. Slightly higher premiums than the standard H6.

Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.

Types of Insurance Cover for Your HAVAL

Choose the right level of protection based on your HAVAL's age and value.

Third Party Only

From ~$150-$300/yr

Covers damage you cause to other vehicles or property. Your HAVAL is not covered. Best for older HAVALs worth under $3,000.

  • Third-party property damage
  • Your HAVAL - accidents
  • Your HAVAL - theft
  • Cheapest option

Third Party, Fire & Theft

From ~$280-$480/yr

Adds fire and theft protection for your HAVAL. Good value for HAVALs worth $3,000-$10,000 where replacement cost matters.

  • Third-party property damage
  • Your HAVAL - accidents
  • Your HAVAL - theft
  • Your HAVAL - fire

What Affects Your HAVAL Insurance Premium

Understanding these factors can help you find cheaper HAVAL insurance in Australia.

🚗

HAVAL Model & Year

The Jolion is cheaper to insure than the H6 GT. Newer models with advanced safety features can qualify for discounts.

👤

Your Age & Experience

Drivers under 25 pay considerably more. Over-25s with a clean licence and driving history get the best rates on HAVAL insurance.

📍

Where You Live

Auckland and Wellington typically have higher premiums than smaller centres due to higher theft rates and traffic density.

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Security Features

HAVALs with factory immobilisers, alarms, or aftermarket tracking devices can attract lower premiums from some Australian insurers.

No-Claims Bonus

Up to 65% discount for claim-free years. Protect your NCB - some insurers offer bonus protection so one claim doesn't reset it.

🔧

Parts Availability

As a growing brand in Australia, HAVAL parts availability is improving through the GWM dealer network but may still be less extensive than established brands.

Tips to Save on HAVAL Insurance in Australia

Practical ways to reduce your HAVAL insurance premium without sacrificing cover.

1

Compare Multiple Estimates

HAVAL premiums can vary between providers. Always get at least 3 estimates before choosing.

2

Increase Your Excess

Raising your excess from $400 to $750 can save 10-20% on your premium. Only do this if you can afford the higher excess if you claim.

3

Pay Annually

Most Australian insurers charge a loading for monthly payments. Paying annually can save 5-10% on a typical HAVAL policy.

4

Bundle Your Policies

Insure your HAVAL alongside your home or contents insurance with the same provider. Multi-policy discounts of 5-15% are common in Australia.

5

Limit Named Drivers

Adding young or inexperienced drivers increases premiums significantly. Only add drivers who regularly use your HAVAL.

6

Keep Your HAVAL Secure

Garaging your HAVAL overnight and installing an approved alarm or immobiliser can reduce premiums. Let your insurer know about security features.

HAVAL Theft & Safety in Australia

Key facts about HAVAL vehicle security and safety performance in Australia.

🔒 HAVAL Theft Risk in Australia

HAVAL vehicles are relatively new to the Australian market, so theft data is limited. Modern HAVALs come with factory immobilisers and smart key systems, providing solid base security. Check with Australian Police for current vehicle crime statistics.

  • Modern HAVALs include factory immobilisers and smart key systems
  • Lower brand recognition may reduce theft targeting
  • Parking in a garage or secure area can lower premiums
  • Aftermarket alarms and GPS trackers offer additional savings

⭐ HAVAL Safety Ratings (ANCAP/Euro NCAP)

HAVAL has achieved solid safety ratings for its SUV range. Better safety ratings can positively influence your insurance premium.

  • HAVAL H6 (2021+): 5-star ANCAP rating
  • HAVAL Jolion (2021+): 5-star ANCAP rating
  • HAVAL H6 GT: Benefits from H6 platform safety
  • Most current models feature advanced driver assistance systems

HAVAL Insurance FAQs

Common questions about insuring your HAVAL in Australia.

How much does HAVAL car insurance cost in Australia?
HAVAL car insurance in Australia typically costs $550-$1,000 per year for comprehensive cover, depending on the model, your age, location, and driving history. The Jolion is at the lower end (from ~$500/yr), while the H6 GT sits higher (~$650-$1,050/yr). Third Party Fire & Theft cover for a HAVAL ranges from $280-$480/yr.
Are HAVALs cheap to insure in Australia?
Yes, HAVALs are generally affordable to insure due to their competitive purchase prices and mid-range vehicle values. They are typically cheaper to insure than equivalent Japanese or Korean SUVs, though the difference may be small.
What type of insurance should I get for my HAVAL?
For newer HAVALs worth over $10,000, comprehensive insurance is worth considering to protect your investment. Given the affordable cost of HAVAL comprehensive cover, many owners find it good value. Third party fire & theft may suit older, lower-value HAVALs.
Is HAVAL the same as GWM?
HAVAL is a sub-brand of GWM (Great Wall Motor). While they share the same parent company and dealer network in Australia, HAVAL focuses specifically on SUVs. For insurance purposes, HAVAL vehicles are typically listed under the HAVAL brand name, not GWM.
Can I get HAVAL insurance from all Australian providers?
Most major Australian insurance providers now cover HAVAL vehicles. As HAVAL is a newer brand in Australia, comparing estimates from multiple providers is particularly important to find the best rate.
Are HAVAL parts expensive in Australia?
HAVAL parts are generally affordable, though the parts network in Australia is still developing through the GWM dealer network. Some specialist parts may take longer to source than for established brands like Toyota or Hyundai.
Should I get agreed value or market value for my HAVAL?
For newer HAVALs, agreed value is worth considering. As a newer brand in Australia, market values may be less predictable. Agreed value locks in your payout amount, protecting you from unexpected depreciation.
Does HAVAL's warranty affect my insurance?
HAVAL's 7-year warranty covers mechanical breakdowns separately from car insurance. It does not directly affect your insurance premium, but it does mean you may not need separate mechanical breakdown insurance during the warranty period.

Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).

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