Compare Holden car insurance estimates from AU's top providers. Whether you drive a Commodore, Colorado, Captiva, or Cruze, find the right cover at the right price - comprehensive, third party, or fire & theft.
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Holden was discontinued as a brand in 2020, but a huge fleet of Holden vehicles remains on Australia roads. Models like the Commodore, Colorado, Captiva, and Cruze were extremely popular during Holden's time in the Australian market, and many continue to serve as reliable daily drivers.
From an insurance perspective, Holdens generally fall into low-to-mid insurance groups thanks to their declining market values. However, a key concern for Holden owners is parts availability, which is gradually declining now that the brand has been discontinued. This can increase repair costs and claim settlement times.
All major Australian insurance providers cover Holden vehicles without any issues. Providers including AA Insurance, AMI, State, Tower, and ANZ offer cover. See our full Australian car insurance comparison for more.
Estimated annual comprehensive insurance costs for Holden models in Australia. Based on a 35-year-old driver with a clean record in Auckland.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| Holden Commodore | Sedan / Wagon | $3,000-$25,000 | $500-$900 | Low-Mid | Australian icon. VE and VF models most common. V8 SS variants attract higher premiums. |
| Holden Commodore SS/SSV | Performance Sedan | $10,000-$40,000 | $800-$1,400 | Mid-High | V8 performance variant. Higher premiums due to power output and enthusiast market. |
| Holden Colorado | Ute / Pickup | $10,000-$35,000 | $600-$1,000 | Mid | Popular workhorse ute. Commercial use may require a commercial policy. |
| Holden Captiva | Mid-size SUV | $5,000-$18,000 | $500-$800 | Low-Mid | Family SUV. Lower values keep premiums affordable. |
| Holden Cruze | Sedan / Hatch | $3,000-$12,000 | $450-$700 | Low | Compact sedan/hatch. One of the cheapest Holdens to insure. |
| Holden Trax | Small SUV | $5,000-$18,000 | $500-$800 | Low-Mid | Compact SUV. Good safety features and affordable insurance. |
| Holden Barina | Hatchback | $2,000-$10,000 | $400-$650 | Low | Entry-level hatchback. Very affordable to insure due to low values. |
| Holden Astra | Hatchback / Sedan | $3,000-$15,000 | $450-$750 | Low | European-designed hatchback. Affordable insurance and good safety. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Choose the right level of protection based on your Holden's age and value.
Covers damage you cause to other vehicles or property. Your Holden is not covered. May suit older Holdens worth under $3,000.
Adds fire and theft protection for your Holden. Good value for Holdens worth $3,000-$10,000 where replacement cost matters.
Full protection for your Holden. Covers accident damage, theft, fire, weather, vandalism, and third-party liability. Worth considering for Holdens valued over $8,000.
Understanding these factors can help you find cheaper Holden insurance in Australia.
A Barina is significantly cheaper to insure than a Commodore SS. V8 models attract higher premiums due to their performance capabilities.
Drivers under 25 pay considerably more, especially for V8 Commodores. Over-25s with a clean licence get the best rates.
Auckland and Wellington typically have higher premiums than smaller centres due to higher theft rates and traffic density.
Holdens with factory immobilisers, alarms, or aftermarket tracking devices can attract lower premiums from some Australian insurers.
Up to 65% discount for claim-free years. Protect your NCB - some insurers offer bonus protection so one claim doesn't reset it.
As Holden parts become scarcer, repair costs may increase over time, which could gradually affect insurance premiums.
Practical ways to reduce your Holden insurance premium without sacrificing cover.
Holden premiums can vary between providers. Insurers have good data on Holdens, so competition is strong - always get at least 3 estimates.
Raising your excess from $400 to $750 can save 10-20% on your premium. Only do this if you can afford the higher excess if you claim.
Most Australian insurers charge a loading for monthly payments. Paying annually can save 5-10% on your Holden policy.
For older Holdens with declining values, market value cover may be cheaper than agreed value. Compare both options to see which works best.
Insure your Holden alongside your home or contents insurance with the same provider. Multi-policy discounts of 5-15% are common in Australia.
Garaging your Holden overnight and installing an approved alarm or immobiliser can reduce premiums. Let your insurer know about security features.
Key facts about Holden vehicle security and safety performance in Australia.
Holden Commodores have historically been among the more commonly stolen vehicles in Australia, particularly older models from the 1990s and 2000s. Australian Police data shows that V8 Commodores and performance variants are particularly targeted.
Holden vehicles were tested by ANCAP during their production years. Safety ratings vary significantly between model generations - newer Holdens generally achieved higher ratings.
Common questions about insuring your Holden in Australia.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).
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