Compare Land Rover car insurance estimates from AU's top providers. Whether you drive a Defender, Discovery, or Range Rover, find the right cover at the right price - comprehensive, third party, or fire & theft.
Australians are loving Cove's straightforward online approach. Known for fast quotes, easy claims, and competitive pricing - click below to see what they can offer you.
Land Rover is a premium British SUV brand with a strong following in Australia. From the iconic Defender to the luxurious Range Rover, Land Rover vehicles combine off-road capability with premium interiors and advanced technology. The brand has an official Australian dealer network through Jaguar Land Rover Australia.
From an insurance perspective, Land Rovers fall into high insurance groups due to their premium pricing, expensive parts and repairs, and higher vehicle values. Range Rover models in particular can be among the most expensive vehicles to insure in Australia. British-sourced parts and specialist repair requirements add to the cost profile.
All major Australian insurance providers cover Land Rover vehicles. Providers including AA Insurance, AMI, State, Tower, and specialist premium vehicle insurers offer cover. See our full Australian car insurance comparison for more.
Estimated annual comprehensive insurance costs for Land Rover models in Australia. Based on a 35-year-old driver with a clean record in Auckland.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| Land Rover Defender | Off-road SUV | $60,000-$130,000 | $1,400-$2,500 | High | Iconic off-roader reborn. 90 and 110 body styles. Strong demand keeps values high. |
| Land Rover Discovery | Large SUV | $40,000-$110,000 | $1,200-$2,200 | High | 7-seat family SUV with genuine off-road ability. Premium pricing and parts. |
| Land Rover Discovery Sport | Mid-size SUV | $30,000-$75,000 | $900-$1,600 | Mid-High | More affordable entry to Land Rover ownership. Compact SUV with optional 7 seats. |
| Range Rover | Luxury SUV | $80,000-$200,000 | $2,000-$3,500 | Very High | Flagship luxury SUV. Among the most expensive vehicles to insure in Australia. |
| Range Rover Sport | Performance SUV | $60,000-$180,000 | $1,600-$3,000 | Very High | Sportier Range Rover variant. High value and performance increase premiums. |
| Range Rover Evoque | Compact SUV | $30,000-$80,000 | $900-$1,600 | Mid-High | Compact luxury SUV. Most affordable Range Rover but still premium insurance. |
| Range Rover Velar | Mid-size SUV | $45,000-$100,000 | $1,100-$2,000 | High | Stylish mid-size SUV positioned between Evoque and Range Rover Sport. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Choose the right level of protection based on your Land Rover's age and value.
Covers damage you cause to other vehicles or property. Your Land Rover is not covered. Rarely chosen for Land Rovers due to their high value.
Adds fire and theft protection for your Land Rover. May suit older, lower-value Land Rovers, but given theft risk, comprehensive is worth considering.
Full protection for your Land Rover. Covers accident damage, theft, fire, weather, vandalism, and third-party liability. Commonly chosen for Land Rovers given their high value and theft risk.
Understanding these factors can help you find cheaper Land Rover insurance in Australia.
A Discovery Sport is significantly cheaper to insure than a Range Rover. The specific model, engine, and trim level all affect premiums.
Drivers under 25 pay considerably more for premium vehicles like Land Rovers. Over-25s with clean records get the best rates.
Auckland has higher premiums for Land Rovers due to higher theft rates. Proximity to a Land Rover service centre can also be a factor.
Land Rovers with factory security systems, Tracker devices, and secure parking can attract lower premiums.
Up to 65% discount for claim-free years. On high-premium Land Rover policies, this can save thousands of dollars annually.
If you regularly use your Land Rover off-road, disclose this to your insurer. Some policies may exclude or limit off-road damage cover.
Practical ways to reduce your Land Rover insurance premium without sacrificing cover.
Land Rover premiums can vary by $800+ between providers. Some specialist premium vehicle insurers may offer better rates than mainstream providers.
Raising your excess from $500 to $1,500 can save 10-20% on your premium. Only do this if you can afford the higher excess if you claim.
A Thatcham-approved tracking device, secure garage parking, and steering wheel lock can all help reduce premiums on high-value Land Rovers.
Most Australian insurers charge a loading for monthly payments. Paying annually can save 5-10% - that could be $120-$300 on a Land Rover policy.
Insure your Land Rover alongside your home or contents insurance with the same provider. Multi-policy discounts of 5-15% are common in Australia.
If you're purchasing a Land Rover, the Discovery Sport and Evoque are significantly cheaper to insure than the full Range Rover or Range Rover Sport.
Key facts about Land Rover vehicle security and safety performance in Australia.
Land Rovers - particularly Range Rover models - are among the most targeted premium vehicles for theft globally. Australian Police note that luxury SUVs are increasingly targeted by organised theft groups. Keyless entry systems have been exploited by relay attack methods.
Modern Land Rover and Range Rover models achieve strong safety ratings, with advanced driver assistance systems and robust body structures.
Common questions about insuring your Land Rover in Australia.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).
Join Australian Land Rover owners who've found better insurance deals. Compare estimates from 35 Australian providers in under 2 minutes - it's 100% free.
Get Free Estimates