Compare Maserati car insurance estimates from Australian providers. Whether you drive a Ghibli, Levante, MC20, or Grecale, find the right cover for your Italian luxury car - comprehensive, third party, or fire & theft.
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Maserati is an Italian luxury brand with over a century of heritage in high-performance vehicles. In Australia, Maserati offers a range from the sporty Ghibli sedan to the Levante SUV, the supercar MC20, and the compact Grecale SUV. While not as extreme as Ferrari or Lamborghini, Maseratis still carry premium insurance costs.
From an insurance perspective, Maseratis are expensive to insure compared to mainstream brands, though generally less costly than full exotic supercars. Premiums typically range from $2,500 to $8,000 per year for comprehensive cover. Italian luxury car parts, specialist servicing, and higher vehicle values all contribute to elevated premiums.
Most major Australian insurers - including AA Insurance, Tower, and AMI - may cover Maseratis, particularly lower-value models like the Ghibli and Grecale. For higher-value models like the MC20, specialist brokers may be needed. See our full Australian car insurance comparison for more.
Estimated annual comprehensive insurance costs for popular Maserati models in Australia. Based on a 35-year-old driver with a clean record in Auckland.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| Maserati Ghibli | Luxury Sedan | $80,000–$160,000 | $2,500–$4,500 | High | Entry-level Maserati sedan. V6 engine. Competitive with BMW 5 Series. |
| Maserati Levante | Luxury SUV | $100,000–$200,000 | $3,000–$5,500 | High | Maserati's mid-size SUV. Available with V6 or V8 engines. |
| Maserati MC20 | Supercar | $300,000–$400,000 | $6,000–$10,000 | Very High | Mid-engine supercar with Nettuno V6 engine. Specialist cover may be needed. |
| Maserati Grecale | Compact SUV | $90,000–$160,000 | $2,500–$4,000 | High | Compact luxury SUV. Most accessible Maserati for insurance purposes. |
| Maserati GranTurismo | Grand Tourer | $250,000–$350,000 | $5,000–$8,000 | Very High | Iconic GT coupe. New generation launched with V6 Nettuno engine. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Choose the right level of protection based on your Maserati's age and value.
Covers damage you cause to other vehicles or property. Your Maserati is not covered. May suit older, lower-value Maseratis where replacement cost is manageable.
Adds fire and theft protection for your Maserati. May suit Maseratis that have depreciated but still hold meaningful value.
Full protection for your Maserati. Covers accident damage, theft, fire, weather, vandalism, and third-party liability. Commonly chosen for Maseratis given the high cost of Italian luxury car repairs.
Understanding these factors can help you find better Maserati insurance in Australia.
A Grecale is significantly cheaper to insure than an MC20. Engine size, vehicle value, and model tier all influence your premium.
Drivers under 25 face considerably higher premiums on luxury vehicles. A clean licence and claims history help keep costs manageable.
Auckland and Wellington have higher premiums due to traffic density and theft risk. Smaller centres may offer lower rates.
Garaging your Maserati and fitting security devices can lower premiums. Some insurers offer specific discounts for garaged vehicles.
A strong no-claims history can significantly reduce Maserati premiums. Bonus protection options are worth exploring to safeguard your discount.
Italian luxury car parts and specialist labour costs are factored into premiums. Maintaining a full service history may help.
Practical ways to reduce your Maserati insurance premium.
Maserati premiums can vary significantly between insurers. Get estimates from both mainstream providers and specialist brokers to find the best rates.
Given Maserati's depreciation rates, agreed-value cover is worth considering for newer models. It locks in the payout, preventing disputes over market value.
Raising your excess from $500 to $1,500 or more can reduce your annual premium. Only do this if you can afford the higher excess.
Storing your Maserati in a locked garage can reduce premiums. Insurers view garaged vehicles as lower risk for theft and weather damage.
Most Australian insurers charge a loading for monthly payments. Paying annually can save 5-10% on your Maserati policy.
Insuring your Maserati alongside home or contents insurance with the same provider may attract multi-policy discounts of 5-15%.
Key facts about Maserati vehicle security and safety in Australia.
Maseratis are relatively uncommon in Australia, which makes them difficult targets for opportunistic theft. Modern Maseratis include factory immobilisers and can be equipped with GPS tracking systems for additional security.
Maserati models feature advanced safety technology including multiple airbags, stability control, and driver assistance systems. The Grecale and GranTurismo feature the most comprehensive ADAS suites in the Maserati range.
Common questions about insuring your Maserati in Australia.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).
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