Compare Mazda car insurance estimates from AU's top providers. Whether you drive a CX-5, Mazda3, CX-3, or BT-50, find the right cover at the right price - comprehensive, third party, or fire & theft.
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Mazda is one of Australia's most popular car brands, with the CX-5 consistently ranking among the country's top-selling SUVs. Known for their stylish design, engaging driving dynamics, and the innovative Skyactiv engine technology, Mazdas are a common sight on Australian roads.
From an insurance perspective, Mazdas generally fall into mid-range insurance groups. Their solid safety ratings, reasonable parts costs, and good reliability record mean most models are competitively priced to insure. The CX-5 and Mazda3 are particularly well-positioned, while the MX-5 sports car sits in a higher bracket due to its performance nature.
All major Australian insurance providers - including AA Insurance, AMI, State, Tower, and ANZ - offer cover for Mazda vehicles. Whether you own a new Mazda from an authorised dealer or a used import, you'll find competitive quotes across the market. See our full Australian car insurance comparison for more.
Estimated annual comprehensive insurance costs for popular Mazda models in Australia. Based on a 35-year-old driver with a clean record in Auckland.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| Mazda2 / Demio | Hatchback | $7,000-$25,000 | $480-$750 | Low | Affordable small car with low insurance costs. Popular city runabout. |
| Mazda3 | Sedan / Hatch | $12,000-$42,000 | $600-$950 | Low-Mid | One of Australia's best-selling small cars. Stylish and well-equipped. |
| Mazda CX-3 | Small SUV | $14,000-$35,000 | $600-$950 | Low-Mid | Compact SUV with strong safety ratings. Popular with urban drivers. |
| Mazda CX-30 | Small SUV | $20,000-$42,000 | $650-$1,000 | Mid | Slots between CX-3 and CX-5. Premium interior and good safety. |
| Mazda CX-5 | Mid-size SUV | $18,000-$55,000 | $700-$1,100 | Mid | Australia's best-selling SUV. Excellent resale value and safety. |
| Mazda CX-60 | Mid-size SUV | $45,000-$75,000 | $900-$1,400 | Mid-High | Premium positioning with inline-6 engines. Higher value increases premiums. |
| Mazda CX-8 | Large SUV | $30,000-$55,000 | $800-$1,200 | Mid | Seven-seat family SUV. Discontinued but still widely available used. |
| Mazda BT-50 | Ute | $25,000-$60,000 | $750-$1,200 | Mid | Based on Isuzu D-Max platform. Popular work and lifestyle ute. |
| Mazda MX-5 | Sports | $20,000-$55,000 | $900-$1,400 | Mid-High | Iconic roadster. Higher premiums due to sports car classification. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Choose the right level of protection based on your Mazda's age and value.
Covers damage you cause to other vehicles or property. Your Mazda is not covered. Best for older Mazdas worth under $3,000.
Adds fire and theft protection for your Mazda. Good value for Mazdas worth $3,000-$10,000 where replacement cost matters.
Full protection for your Mazda. Covers accident damage, theft, fire, weather, vandalism, and third-party liability. Commonly chosen for Mazdas worth $10,000+.
Understanding these factors can help you find cheaper Mazda insurance in Australia.
A Mazda2 is significantly cheaper to insure than a CX-60 or MX-5. Newer models with Mazda's i-Activsense safety suite may qualify for discounts.
Drivers under 25 pay considerably more. Over-25s with a clean licence and driving history get the best rates on Mazda insurance.
Auckland and Wellington typically have higher premiums than smaller centres due to higher theft rates and traffic density.
Mazdas with factory immobilisers, alarms, or aftermarket tracking devices can attract lower premiums from some Australian insurers.
Up to 65% discount for claim-free years. Protect your NCB - some insurers offer bonus protection so one claim doesn't reset it.
Aftermarket modifications (exhausts, lowering, turbos) increase premiums and must be declared. Standard Mazdas are cheapest to insure.
Practical ways to reduce your Mazda insurance premium without sacrificing cover.
Mazda premiums can vary by $300+ between providers for the same cover. Always get at least 3 estimates before choosing.
Raising your excess from $400 to $750 can save 10-20% on your premium. Only do this if you can afford the higher excess if you claim.
Most Australian insurers charge a loading for monthly payments. Paying annually can save 5-10% - that's $50-$100 on a typical Mazda policy.
Insure your Mazda alongside your home or contents insurance with the same provider. Multi-policy discounts of 5-15% are common in Australia.
Adding young or inexperienced drivers increases premiums significantly. Only add drivers who regularly use your Mazda.
Garaging your Mazda overnight and installing an approved alarm or immobiliser can reduce premiums. Let your insurer know about security features.
Key facts about Mazda vehicle security and safety performance in Australia.
Mazdas generally have a moderate theft risk in Australia. They are not among the most targeted brands, though popular models like the CX-5 may attract attention due to their desirability. Modern Mazdas with factory immobilisers and smart key systems provide strong theft deterrence. Check Australian Police data for the latest stolen vehicle statistics.
Mazda has an excellent safety record in Australia, with most current and recent models achieving top safety ratings. Mazda's i-Activsense safety technology is standard across most of the range and can positively influence insurance premiums.
Common questions about insuring your Mazda in Australia.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).
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