Compare Nissan car insurance estimates from AU's top providers. Whether you drive a Leaf, X-Trail, Qashqai, or Navara, find the right cover at the right price - comprehensive, third party, or fire & theft.
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Nissan is one of Australia's most established car brands, with a strong presence across both new and used import markets. The Nissan Leaf has become Australia's most popular electric vehicle, while models like the X-Trail, Qashqai, and Navara continue to sell well. Many Nissans on Australian roads are Japanese imports, including the popular Note and Tiida.
From an insurance perspective, Nissans are generally affordable to insure. Most mainstream Nissan models sit in low-to-mid insurance groups, with good safety ratings, widely available parts, and reasonable repair costs. The Nissan Leaf may attract slightly different premiums due to its EV-specific repair considerations, including battery replacement costs.
All major Australian insurance providers - including AA Insurance, AMI, State, Tower, and ANZ - offer cover for Nissan vehicles. Whether you own a brand-new Nissan or a used import from Japan, you'll find competitive quotes across the market. See our full Australian car insurance comparison for more.
Estimated annual comprehensive insurance costs for popular Nissan models in Australia. Based on a 35-year-old driver with a clean record in Auckland.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| Nissan Leaf | Electric | $10,000-$45,000 | $600-$1,000 | Low-Mid | Australia's most popular EV. Check for specialist EV cover and battery protection. |
| Nissan Qashqai | Small SUV | $15,000-$45,000 | $650-$1,050 | Mid | Popular compact SUV with strong safety features. |
| Nissan X-Trail | Mid-size SUV | $15,000-$50,000 | $700-$1,100 | Mid | Family SUV with optional third row. e-Power hybrid available. |
| Nissan Navara | Ute | $20,000-$55,000 | $750-$1,200 | Mid | Popular work and lifestyle ute. Commercial use may affect premiums. |
| Nissan Juke | Small SUV | $12,000-$35,000 | $600-$950 | Low-Mid | Quirky compact SUV. Distinctive styling and good safety. |
| Nissan Note | Hatchback | $5,000-$18,000 | $400-$650 | Low | Import-only hatchback. e-Power hybrid variant widely available. |
| Nissan Tiida | Hatchback / Sedan | $4,000-$12,000 | $380-$600 | Low | Older import model. Very affordable to insure but limited safety tech. |
| Nissan Pathfinder | Large SUV | $20,000-$65,000 | $800-$1,250 | Mid | Full-size family SUV. Newer models have significantly improved safety. |
| Nissan 370Z / Z | Sports | $25,000-$75,000 | $1,100-$1,700 | High | Sports car with higher premiums due to performance and theft risk. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Choose the right level of protection based on your Nissan's age and value.
Covers damage you cause to other vehicles or property. Your Nissan is not covered. Best for older Nissans worth under $3,000.
Adds fire and theft protection for your Nissan. Good value for Nissans worth $3,000-$10,000 where replacement cost matters.
Full protection for your Nissan. Covers accident damage, theft, fire, weather, vandalism, and third-party liability. Commonly chosen for Nissans worth $10,000+. For Nissan Leaf owners, check for EV-specific battery cover.
Understanding these factors can help you find cheaper Nissan insurance in Australia.
A Nissan Note is significantly cheaper to insure than a Z sports car. Newer models with advanced safety features may qualify for discounts.
Drivers under 25 pay considerably more. Over-25s with a clean licence and driving history get the best rates on Nissan insurance.
Auckland and Wellington typically have higher premiums than smaller centres due to higher theft rates and traffic density.
Nissans with factory immobilisers, alarms, or aftermarket tracking devices can attract lower premiums from some Australian insurers.
Up to 65% discount for claim-free years. Protect your NCB - some insurers offer bonus protection so one claim doesn't reset it.
Nissan Leaf owners may find slightly different premiums due to specialist EV repair costs and battery considerations. Some insurers offer EV-specific discounts.
Practical ways to reduce your Nissan insurance premium without sacrificing cover.
Nissan premiums can vary by $300+ between providers for the same cover. Always get at least 3 estimates before choosing.
Raising your excess from $400 to $750 can save 10-20% on your premium. Only do this if you can afford the higher excess if you claim.
Most Australian insurers charge a loading for monthly payments. Paying annually can save 5-10% - that's $50-$100 on a typical Nissan policy.
Insure your Nissan alongside your home or contents insurance with the same provider. Multi-policy discounts of 5-15% are common in Australia.
If you drive a Nissan Leaf, some insurers offer EV-specific discounts or reduced rates for low-emission vehicles. Ask about green vehicle savings.
Garaging your Nissan overnight and installing an approved alarm or immobiliser can reduce premiums. Let your insurer know about security features.
Key facts about Nissan vehicle security and safety performance in Australia.
Nissan vehicles have a moderate theft risk in Australia. Older models without immobilisers are more vulnerable, but modern Nissans with advanced keyless entry and immobiliser systems are significantly harder to steal. The Navara may attract attention as a desirable ute. Check Australian Police data for the latest stolen vehicle statistics.
Nissan's current model lineup performs well in safety testing, with most achieving top ratings. Nissan's Safety Shield 360 technology suite is available across much of the range.
Common questions about insuring your Nissan in Australia.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).
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