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Updated March 2026

Peugeot Car Insurance in Australia

Compare Peugeot car insurance estimates from AU's top providers. Whether you drive a 2008, 3008, 308, or 508, find the right cover at the right price - comprehensive, third party, or fire & theft.

Last reviewed: 27 March 2026
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Peugeot Car Insurance in Australia - What You Need to Know

Peugeot has a small but loyal following in Australia, with its SUV lineup - particularly the 2008, 3008, and 5008 - gaining traction with Australian drivers. The French brand is known for distinctive styling, comfortable interiors, and increasingly competitive safety features.

From an insurance perspective, Peugeots sit in the mid-range insurance bracket. While the vehicles themselves are competitively priced, parts and repair costs can be higher than Japanese or Korean equivalents due to the brand's smaller Australian presence and reliance on imported components.

All major Australian insurance providers - including AA Insurance, AMI, State, Tower, and ANZ - offer cover for Peugeot vehicles. See our full Australian car insurance comparison for more.

Key Insurance Considerations for Peugeot Owners in Australia

  • French engineering: Peugeot's distinctive design and engineering make for an enjoyable driving experience, with modern models scoring well for safety
  • Safety ratings: Most current Peugeot models achieve 5-star Euro NCAP safety ratings, which can positively influence premiums
  • Parts availability: Parts can take longer to source in Australia due to the brand's smaller market share, which may affect repair times
  • Repair costs: Specialist French-car mechanics may charge more than for mainstream Japanese brands, affecting claim costs
  • Growing SUV range: The 2008, 3008, and 5008 SUVs are Peugeot's strongest sellers in Australia and are well-supported by local dealers
  • Electric options: The e-208 brings an affordable EV option, though EV-specific insurance considerations apply

Peugeot Insurance Costs by Model

Estimated annual comprehensive insurance costs for popular Peugeot models in Australia. Based on a 35-year-old driver with a clean record in Auckland.

Model Type Approx. Value (Used) Est. Comprehensive/yr Insurance Group Notes
Peugeot 208 Hatchback $18,000–$35,000 $600–$950 Mid Stylish small hatchback. Competitive insurance costs for its class.
Peugeot e-208 Electric Hatchback $35,000–$50,000 $800–$1,200 Mid Electric variant - check for specialist EV cover and battery protection.
Peugeot 308 Hatchback $20,000–$45,000 $650–$1,050 Mid Stylish mid-size hatch. Strong safety features in recent models.
Peugeot 2008 Small SUV $22,000–$42,000 $650–$1,050 Mid Popular compact SUV. Good blend of style and practicality.
Peugeot 3008 Mid-size SUV $30,000–$55,000 $750–$1,200 Mid Best-selling Peugeot in Australia. Award-winning interior design.
Peugeot 5008 Large SUV $35,000–$60,000 $800–$1,300 Mid Seven-seat SUV for families. Based on 3008 platform.
Peugeot 508 Sedan / Wagon $30,000–$55,000 $750–$1,200 Mid Premium mid-size sedan and wagon. Limited availability in Australia.

Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.

Types of Insurance Cover for Your Peugeot

Choose the right level of protection based on your Peugeot's age and value.

Third Party Only

From ~$200–$400/yr

Covers damage you cause to other vehicles or property. Your Peugeot is not covered. May suit older Peugeots worth under $3,000.

  • Third-party property damage
  • Your Peugeot - accidents
  • Your Peugeot - theft
  • Cheapest option

Third Party, Fire & Theft

From ~$350–$600/yr

Adds fire and theft protection for your Peugeot. Worth considering for Peugeots worth $3,000 - $12,000 where replacement cost matters.

  • Third-party property damage
  • Your Peugeot - accidents
  • Your Peugeot - theft
  • Your Peugeot - fire

What Affects Your Peugeot Insurance Premium

Understanding these factors can help you find cheaper Peugeot insurance in Australia.

🚗

Peugeot Model & Year

A 208 is cheaper to insure than a 5008 or 508. Newer models with advanced safety features may qualify for lower premiums.

👤

Your Age & Experience

Drivers under 25 pay considerably more. Over-25s with a clean licence and driving history get the best rates on Peugeot insurance.

📍

Where You Live

Auckland and Wellington typically have higher premiums than smaller centres due to higher theft rates and traffic density.

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Security Features

Peugeots with factory immobilisers, alarms, or aftermarket tracking devices can attract lower premiums from some Australian insurers.

No-Claims Bonus

Up to 65% discount for claim-free years. Protect your NCB - some insurers offer bonus protection so one claim does not reset it.

🔧

Parts & Repair Costs

Peugeot parts can be more expensive to source in Australia than Japanese equivalents, which insurers factor into premium calculations.

Tips to Save on Peugeot Insurance in Australia

Practical ways to reduce your Peugeot insurance premium without sacrificing cover.

1

Compare Multiple Estimates

Peugeot premiums can vary by $300+ between providers for the same cover. Always get at least 3 estimates before choosing.

2

Increase Your Excess

Raising your excess from $400 to $750 can save 10 - 20% on your premium. Only do this if you can afford the higher excess if you claim.

3

Pay Annually

Most Australian insurers charge a loading for monthly payments. Paying annually can save 5 - 10% on a typical Peugeot policy.

4

Bundle Your Policies

Insure your Peugeot alongside your home or contents insurance with the same provider. Multi-policy discounts of 5 - 15% are common in Australia.

5

Use Approved Repairers

Some insurers offer lower premiums if you agree to use their approved repairer network, which can offset higher European parts costs.

6

Keep Your Peugeot Secure

Garaging your Peugeot overnight and installing an approved alarm or immobiliser can reduce premiums. Let your insurer know about security features.

Peugeot Theft & Safety in Australia

Key facts about Peugeot vehicle security and safety performance in Australia.

🔒 Peugeot Theft Risk in Australia

Peugeot vehicles have a low theft profile in Australia, partly due to their smaller market share. The brand's limited presence means parts are less attractive to thieves compared to more common brands. Modern Peugeots feature advanced immobiliser systems. Refer to Australian Police for current theft statistics.

  • Low theft rates due to smaller market presence
  • Modern Peugeots have advanced anti-theft technology
  • Parking in a garage or secure area can lower premiums
  • Aftermarket alarms and GPS trackers offer additional savings

⭐ Peugeot Safety Ratings (ANCAP/Euro NCAP)

Peugeot has improved its safety credentials significantly in recent years. Most current models achieve strong safety ratings, which can positively influence your insurance premium.

  • Peugeot 208 (2019+): 4-star Euro NCAP rating
  • Peugeot 2008 (2020+): 4-star Euro NCAP rating
  • Peugeot 3008 (2023+): 5-star Euro NCAP rating
  • Peugeot 308 (2022+): 5-star Euro NCAP rating
  • Peugeot 408 (2022+): 5-star Euro NCAP rating

Peugeot Insurance FAQs

Common questions about insuring your Peugeot in Australia.

How much does Peugeot car insurance cost in Australia?
Peugeot car insurance in Australia typically costs $650 - $1,300 per year for comprehensive cover, depending on the model, your age, location, and driving history. The 208 is one of the more affordable Peugeots to insure (from ~$600/yr), while larger SUVs like the 5008 are at the higher end (~$800 - $1,300/yr). Third Party Fire & Theft cover for a Peugeot ranges from $350 - $600/yr.
Are Peugeots expensive to insure in Australia?
Peugeots sit in the mid-range for insurance costs in Australia. They are generally comparable to other European brands like Volkswagen but slightly more expensive than Japanese equivalents. Parts costs and specialist repair requirements can push premiums slightly higher than mainstream brands.
What type of insurance should I get for my Peugeot?
For newer Peugeots worth over $12,000, comprehensive insurance is worth considering to protect your investment. For older Peugeots worth $3,000 - $12,000, third party fire & theft offers a good balance of protection and cost. For very old Peugeots worth under $3,000, third party only may be sufficient.
Are Peugeot parts expensive in Australia?
Peugeot parts can be more expensive than Japanese equivalents in Australia due to the brand's smaller market presence. Parts may also take longer to source if they need to be imported. This can affect both insurance premiums and repair times. Using authorised Peugeot dealerships ensures genuine parts but may cost more than independent repairers.
Should I get agreed value or market value for my Peugeot?
For newer Peugeots (under 5 years old), agreed value is worth considering - you lock in a payout amount so there are no surprises if the car is written off. Peugeots can depreciate faster than some competitors in Australia, so agreed value policies provide more certainty about your payout.
Is the Peugeot e-208 more expensive to insure?
The Peugeot e-208 can be more expensive to insure than the petrol 208, typically $800 - $1,200/yr for comprehensive cover. Higher vehicle value, specialist EV repair requirements, and battery costs contribute to this. Some insurers offer specific EV policies with battery cover included.
Does Peugeot Australian offer its own car insurance?
No, Peugeot Australia does not offer its own branded car insurance product. For standard car insurance, you will need to compare estimates from Australian providers like AA Insurance, AMI, State, Tower, or other mainstream insurers.
Do Peugeot's safety features lower my insurance?
Yes, Peugeot's safety features - including autonomous emergency braking, lane departure warning, and adaptive cruise control - can positively influence your premium. Insurers consider Euro NCAP safety ratings and advanced driver assistance systems when calculating risk.

Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).

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