Compare Aprilia motorcycle insurance estimates from NZ's top providers. Whether you ride an RS 660, Tuono 660, Tuareg 660, or Tuono V4, find the right cover at the right price - comprehensive, third party, or fire & theft.
Aprilia is an Italian motorcycle manufacturer and part of the Piaggio Group, known for producing high-performance sportbikes and naked motorcycles. With a rich racing heritage including multiple World Superbike and MotoGP championships, Aprilia brings genuine track-bred engineering to its road-going range.
From an insurance perspective, Aprilia motorcycles sit in the mid to upper insurance brackets in New Zealand. Their sport-focused design, higher performance outputs, and Italian parts pricing mean premiums tend to be higher than Japanese equivalents. The newer 660cc range has improved affordability, while the V4 models command higher premiums due to their superbike-level performance.
Aprilia has a moderate but established presence in New Zealand through authorised Piaggio Group dealers. Parts are sourced through the European supply chain, which can mean longer wait times and higher costs compared to Japanese brands. All major NZ motorcycle insurers - including Star Insure, AA Insurance, AMI, and Tower - offer cover for Aprilia models. See our full NZ motorcycle insurance comparison for more.
Estimated annual comprehensive insurance costs for popular Aprilia models in New Zealand. Based on a 35-year-old rider with a clean record and full licence in Auckland.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| Aprilia RS 660 | Sport | $16,000-$20,000 | $700-$1,200 | Mid-High | Middleweight sportbike with 100 hp parallel twin. Excellent track capability with manageable road manners. Popular in NZ's middleweight class. |
| Aprilia Tuono 660 | Naked / Streetfighter | $15,000-$19,000 | $650-$1,100 | Mid | Naked version of the RS 660. Upright riding position and versatile character. Slightly lower premiums than the faired RS. |
| Aprilia Tuareg 660 | Adventure | $17,000-$22,000 | $650-$1,050 | Mid | Adventure-focused 660 with genuine off-road capability. Lower insurance risk than sportbike siblings due to touring-oriented use. |
| Aprilia RS 457 | Sport | $10,000-$13,000 | $500-$850 | Mid | Entry-level sportbike with a 457cc twin. LAMS-friendly in some markets. Affordable to insure for a European sport motorcycle. |
| Aprilia Tuono V4 | Supernaked | $25,000-$35,000 | $1,100-$1,900 | High | V4-powered supernaked with over 170 hp. Among the most expensive motorcycles to insure in NZ due to extreme performance. |
| Aprilia RSV4 | Superbike | $30,000-$42,000 | $1,300-$2,200 | High | Flagship V4 superbike. Track-level performance demands top-tier premiums. Full fairing increases repair costs in the event of a drop or crash. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical rider profiles as of early 2026. Actual premiums vary based on your motorcycle, location, riding history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
NZ's main motorcycle insurance providers all cover Aprilia bikes. Compare options and get estimates.
NZ-owned specialist motorcycle insurer with deep expertise in bike cover. Offers agreed value, riding gear protection, and multi-bike discounts. Their specialist knowledge is particularly valuable for European sport motorcycles like Aprilia.
One of NZ's largest insurers with comprehensive motorcycle cover options. AA Members may qualify for additional discounts. Covers all Aprilia models including high-performance V4 variants.
Well-known NZ insurer offering motorcycle cover alongside their broad range of insurance products. Covers Aprilia models with competitive premiums, particularly when bundled with other policies.
Major NZ insurer providing motorcycle cover with straightforward policy options. Covers all Aprilia models with competitive pricing and flexible excess choices.
NZ-listed insurer offering motorcycle cover with a modern digital experience. Tower's risk-based pricing model assesses individual rider profiles, which may benefit experienced Aprilia riders.
One of NZ's largest general insurers, offering motorcycle cover through broker and direct channels. Vero covers all Aprilia models including the high-performance V4 range.
Disclaimer: Features, pricing, and cover options may change. Always verify details directly with the provider before purchasing. If you've noticed something incorrect, please let us know.
Understanding these factors can help you find more competitive Aprilia motorcycle insurance in NZ.
The RS 457 and 660 range are significantly more affordable to insure than the V4 superbike models. Engine capacity, power output, and top speed all directly influence your premium bracket.
Sportbike premiums are heavily influenced by rider age. Under-25s face the steepest premiums on Aprilia models. A full licence, years of experience, and an advanced riding qualification can all help.
Auckland and Wellington typically attract higher premiums for sport motorcycles. Urban areas carry higher theft and accident risk, while rural riders may benefit from more favourable rates.
Garaging your Aprilia is important for managing premiums on a desirable sportbike. Quality locks, alarms, and GPS trackers can all help. Some insurers may require specific security for high-value models.
A clean claims record is one of the most powerful premium reducers. Build and protect your no-claims bonus - some insurers offer bonus protection options to safeguard years of claim-free riding.
If you use your Aprilia on track days, check whether your policy covers track use. Many standard policies exclude track riding. Specialist providers may offer track day cover as an add-on.
Practical ways to reduce your Aprilia motorcycle insurance premium without sacrificing cover.
Specialist motorcycle insurers like Star Insure may offer better value for sportbikes than mainstream providers. Always compare at least 3 estimates from both specialist and general insurers.
If you're flexible on model choice, the Aprilia 660 range offers a compelling performance experience at significantly lower insurance costs than the V4 models. The premium difference can be $500+ per year.
For a desirable sportbike like an Aprilia, quality security is essential. A garage, disc lock with alarm, and GPS tracker can meaningfully reduce your premium and protect against theft.
Insure your Aprilia alongside car, home, or contents insurance with the same provider for multi-policy discounts of 5-15%. This can offset the higher sportbike premiums.
Aprilias hold their value well in NZ's small market. Agreed value cover locks in a payout amount, protecting you from depreciation disputes if your bike is written off.
As your Aprilia depreciates and your no-claims bonus grows, your premium landscape changes. Review and compare estimates annually to ensure you're still getting competitive value.
Common questions about insuring your Aprilia motorcycle in New Zealand.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).
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