EventCover is New Zealand's specialist event and contingency insurance underwriting agency. As a Lloyd's Coverholder, they offer tailored cover for weddings, events, conferences, and more. We've reviewed their products, claims experience, and market position to help you decide if they're right for your event.
In This Review
What is EventCover and who's behind it?
EventCover is New Zealand's specialist event and contingency insurance underwriting agency. Operating as a Lloyd's Coverholder, EventCover provides insurance underwritten by Certain Underwriters at Lloyd's and other Insurers, giving policyholders the backing of one of the world's most established insurance markets.
EventCover is widely regarded as New Zealand's market leader in event insurance and is the country's only specialist provider of wedding insurance. The company adheres to the Fair Insurance Code, which sets standards for how insurers deal with consumers in New Zealand.
Based in New Zealand, EventCover currently offers:
EventCover specialises in niche event-related risks that mainstream insurers typically don't cover. With the average New Zealand wedding costing around $35,000 according to industry estimates, event insurance is increasingly considered an important way to protect significant financial commitments. Quotes and policy information are available through their website at eventcover.co.nz.
How customers rate EventCover across available review sources
Note on ratings: EventCover operates in a specialist niche (event and wedding insurance) with a smaller review footprint than mainstream insurers. Their Google rating of 4.0/5 is based on 150+ reviews. As a specialist underwriting agency, they are not typically rated by comparison sites like Canstar. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Common themes from customer reviews and market feedback
Our wedding venue went into liquidation six weeks before the big day. EventCover paid out for the venue costs, catering deposit, and the extra expense of finding a new location. Absolute lifesaver.
We organise annual charity events and EventCover has been our go-to for liability cover. The process is straightforward and the team are knowledgeable about event-specific risks.
Bought wedding insurance after hearing about supplier failures post-COVID. Thankfully we didn't need to claim, but the peace of mind was worth every cent.
Had to postpone our conference due to a speaker cancellation. The claims process took a bit longer than expected, but EventCover were fair and paid out what was owed.
Only option I could find in NZ for proper wedding insurance with supplier failure cover. The policy covered our rings, gifts, attire, and the ceremony itself.
Good product but I found the excess a bit high for a small community fundraiser. The cover itself was solid and backed by Lloyd's, which gave us confidence.
Reviews are paraphrased summaries of customer feedback. Theme percentages are based on our analysis of available Google reviews as of March 2026.
What you can insure with EventCover
New Zealand's only specialist wedding insurance product. Covers cancellation, postponement, supplier failure, wedding attire, rings, gifts, transport disruption, and public liability. Designed to protect the significant financial investment of a modern NZ wedding.
Cover for event organisers if an event must be cancelled, postponed, or abandoned due to circumstances beyond your control. Covers irrecoverable costs including venue hire, catering, entertainment, and marketing expenses.
Public and products liability insurance for event organisers. Covers legal liability for injury to attendees or damage to property arising from your event. Often required by venues and councils as a condition of hire.
Tailored cover for professional conferences, trade shows, and exhibitions. Includes cancellation, liability, and equipment cover designed for the unique risks of professional events.
Covers the cost of prizes in promotional competitions, such as hole-in-one contests or half-time shot competitions. Transfers the financial risk of a prize being won from the promoter to the insurer.
The good and the not-so-good based on customer reviews and our analysis
How much does EventCover insurance cost? Indicative examples based on market research
EventCover pricing varies significantly depending on the type of event, total costs being insured, and the level of cover selected. Wedding insurance premiums typically reflect the total value of the wedding. With the average NZ wedding costing around $35,000, insurance represents a small fraction of the total investment. Here are indicative premium ranges:
Disclaimer: These are indicative estimates based on publicly available information and market research. They are not official EventCover quotes. Your actual premium will vary based on your specific event details, cover level, and excess chosen. Get an accurate quote at eventcover.co.nz. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
The higher the total value of costs being insured, the higher the premium. A $50,000 wedding will cost more to insure than a $15,000 one.
Choosing higher cover limits for cancellation, attire, gifts, and liability will increase the premium. Select cover that matches your actual exposure.
Weddings, conferences, outdoor festivals, and sporting events each carry different risk profiles. Higher-risk event types may attract higher premiums.
Multi-day events generally cost more to insure than single-day events due to the increased exposure period.
Larger events with more attendees typically carry higher liability risk, which can increase the liability component of your premium.
Choosing a higher excess (the amount you pay before a claim is paid) can reduce your premium. Balance affordability with what you could pay out-of-pocket.
EventCover vs. other event and wedding insurance options in NZ
| Feature | EventCover | 1Cover NZ | Wedsure | Dream Wedding | Tower |
|---|---|---|---|---|---|
| Overall Rating | 4.0/5 150+ reviews | 3.8/5 | 3.5/5 | 3.5/5 | 4.0/5 |
| Wedding Insurance | Specialist | Limited | Available | Available | Not offered |
| Event Cancellation | Available | Available | Not offered | Not offered | Not offered |
| Event Liability | Available | Limited | Not offered | Not offered | Not offered |
| Supplier Failure Cover | Included | Not included | Optional | Optional | N/A |
| Underwriter | Lloyd's | Varies | Varies | Varies | Tower (direct) |
| NZ Specialist | Yes | Partial | International | International | Yes |
| Conference Cover | Available | Limited | Not offered | Not offered | Not offered |
| Price Range | $$$ | $$ | $$ | $$ | $$$ |
Disclaimer: Ratings are based on available Google reviews and market research. Product availability and features may change. Verify details directly with each provider before purchasing. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Other event and wedding insurance options worth considering in NZ
Offers travel and event-related insurance products in New Zealand. May suit those looking for bundled travel and event cover, particularly for destination weddings or events involving international travel.
International wedding insurance provider available to NZ couples. Offers cancellation and postponement cover with optional add-ons. May suit budget-conscious couples looking for basic wedding cover without the full specialist package.
Another international option for NZ couples seeking wedding-specific cover. Provides tiered cover levels for cancellation, attire, and gifts. Worth comparing if EventCover's pricing doesn't fit your budget.
Global insurer with a New Zealand presence offering commercial event and liability insurance. May suit larger corporate events, festivals, and professional conferences requiring high liability limits and bespoke cover.
EventCover may suit some event organisers more than others
With the average NZ wedding costing around $35,000, wedding insurance can protect a significant financial commitment. EventCover is NZ's only specialist wedding insurance provider, offering cover for cancellation, supplier failure, attire, and more.
If you regularly organise conferences, exhibitions, or corporate events, EventCover's specialist expertise in event cancellation and liability cover is tailored to your needs.
Venues and councils often require liability insurance for public events. EventCover's event liability product can help meet these requirements with cover from $1M to $20M.
Very small, informal gatherings where the financial exposure is low. Also not suitable if you need general insurance (car, home, contents) as EventCover only covers event-related risks.
Compare.org.nz's editorial assessment of EventCover
EventCover occupies a unique position in the New Zealand insurance landscape. As the country's only specialist event and wedding insurance underwriting agency, they offer products that mainstream insurers simply don't provide. Their Lloyd's of London backing gives policyholders confidence in the financial security of their cover, and their adherence to the Fair Insurance Code demonstrates a commitment to fair dealing.
The standout product is their wedding insurance, which covers risks that are particularly relevant in today's market - supplier failure, venue closure, and postponement due to unforeseen circumstances. With NZ weddings averaging around $35,000, the cost of a policy (typically $200 to $600) represents a relatively small premium to protect a large investment.
The tradeoffs are that EventCover is a specialist provider - you won't find car or home insurance here - and their pricing may feel higher than budget alternatives for smaller events. Policy wording can also be complex for those unfamiliar with event insurance. However, for significant events where substantial money is at stake, EventCover's specialist expertise and comprehensive cover options make them a strong contender in the NZ market.
Common questions about EventCover
How we research and rate insurance companies
This review is based on data collected from the following sources, last verified in March 2026:
Our editorial scores (out of 10) are calculated using a weighted methodology that considers:
Disclaimer: Nothing on this page constitutes financial advice. Scores are editorial opinion based on publicly available data. Event and wedding insurance is a specialist product - always read the policy wording carefully and consider seeking professional advice for your specific situation. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
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