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Updated April 2026

Aston Martin Car Insurance in Australia

Compare Aston Martin car insurance estimates from Australian providers. Whether you own a DB12, Vantage, or DBX, secure the right cover for your British luxury sports car - comprehensive, third party fire and theft, or third party property only.

Last reviewed: 10 April 2026
Featured Insurer Featured Provider

AAMI

4.2 / 5

For Aston Martin owners seeking mainstream insurer cover, AAMI provides agreed value options and 24/7 claims support - although specialist brokers may be needed for the highest-value models.

Comprehensive & third party options
Safe Driver Rewards program
Agreed value available
New car replacement (if under 2 years)
Windscreen & glass cover
24/7 claims and roadside assist

Aston Martin Car Insurance in Australia - What You Need to Know

Aston Martin is one of the most prestigious British luxury sports car makers, with a small but passionate owner base in Australia. The current local range includes the DB12 grand tourer, the Vantage sports car, and the DBX luxury SUV. Used models including the DB11 and DBS Superleggera also circulate on the Australian market.

Insuring an Aston Martin in Australia is expensive. New vehicle prices ranging from $300,000 to well over $500,000, hand-built construction, limited authorised service points, and powerful AMG-sourced V8 or Aston Martin V12 engines all push comprehensive premiums into the $5,000-$14,000 per year bracket for most owners.

Some mainstream Australian insurers may cover Aston Martins - particularly the DBX SUV - while specialist brokers such as Steadfast or high-net-worth insurers like Chubb can access underwriters experienced with ultra-luxury vehicles. Agreed-value policies are particularly important given the bespoke nature of these cars. See our full Australian car insurance comparison for more.

Why Aston Martin Insurance Is Premium in Australia

  • Ultra-luxury pricing: New Aston Martins start above $300,000 in Australia, with flagship models exceeding $500,000, placing them at the top of insurance rating scales
  • Hand-crafted build quality: Hand-stitched leather, real wood inlays, and bespoke paint finishes are costly to repair and require authorised craftspeople
  • Limited Australian service network: Aston Martin has only a handful of authorised service points in Australia, concentrated in Sydney and Melbourne
  • High-output powertrains: Mercedes-AMG derived V8 and in-house V12 engines produce 400-550 kW, firmly placing these vehicles in the highest risk bands
  • Depreciation and value fluctuation: Some Aston Martin models depreciate quickly while limited editions appreciate - agreed-value cover removes uncertainty
  • DBX broadening appeal: The DBX SUV has grown Aston Martin's Australian footprint, offering a more practical option while retaining luxury sport credentials

Aston Martin Insurance Costs by Model

Estimated annual comprehensive insurance costs for popular Aston Martin models in Australia. Based on a 35-year-old driver with a clean record in Sydney.

Model Type Approx. Value (Used) Est. Comprehensive/yr Insurance Group Notes
Aston Martin DB12 Grand Tourer $380,000-$450,000 $7,000-$12,000 Very High Current flagship grand tourer. Twin-turbo V8. Successor to the DB11 in Australia.
Aston Martin DB11 (used) Grand Tourer $220,000-$320,000 $5,000-$9,000 Very High Previous-generation GT. V8 or V12 options. Solid used market presence in Australia.
Aston Martin Vantage Sports Car $300,000-$400,000 $6,000-$10,000 Very High Two-seat sports car. Twin-turbo V8. The most driver-focused Aston in Australia.
Aston Martin DBX Luxury SUV $300,000-$420,000 $5,500-$9,500 Very High Luxury SUV. Most practical Aston Martin. Best-selling Aston model in Australia.
Aston Martin DBS (used) Super GT $320,000-$450,000 $7,000-$12,000 Very High Flagship super GT. V12 engine. Discontinued but highly sought after in Australia.

Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.

Types of Insurance Cover for Your Aston Martin

Select the right cover level for your Aston Martin's value and how you use it.

Third Party Only

From ~$600-$1,200/yr

Covers damage you cause to other vehicles or property. Your Aston Martin is not covered. Rarely appropriate for vehicles of this value.

  • Third-party property damage
  • Your Aston Martin - accidents
  • Your Aston Martin - theft
  • Lowest cost option

Third Party, Fire & Theft

From ~$1,500-$3,500/yr

Adds fire and theft protection for your Aston Martin. Provides partial coverage but leaves you exposed to accident repair costs that can easily reach six figures.

  • Third-party property damage
  • Your Aston Martin - accidents
  • Your Aston Martin - theft
  • Your Aston Martin - fire

What Affects Your Aston Martin Insurance Premium

Understanding these factors helps you find the most suitable Aston Martin insurance in Australia.

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Model & Engine Choice

A DBX is generally less costly to insure than a V12 DBS. Model choice, engine type (V8 versus V12), and overall vehicle value are the primary premium drivers.

👤

Driver Profile & Age

A clean driving record and mature driver profile are viewed favourably. Under-25 drivers face steep loadings on luxury sports car insurance in Australia.

📍

Location in Australia

Premiums are higher in Sydney and Melbourne CBD postcodes due to traffic density and higher claim rates. Proximity to an authorised Aston Martin service centre is also relevant.

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Storage & Security

Keeping your Aston Martin in a secure garage is typically expected by insurers. GPS tracking and alarm systems can provide additional premium reductions.

No-Claims Discount

Maintaining a strong no-claims history delivers meaningful savings, even on ultra-luxury policies. Discount protection is worth exploring.

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Bespoke Specifications

Factory Q by Aston Martin personalisation and aftermarket modifications increase the agreed value. All non-standard features must be declared to your insurer.

Tips to Save on Aston Martin Insurance in Australia

Practical approaches for managing your Aston Martin insurance premium.

1

Use a Specialist Broker

Brokers experienced with luxury vehicles can access underwriters familiar with Aston Martin valuations. Firms like Steadfast or Chubb are well-known Australian options for high-value cars.

2

Opt for Agreed Value

Agreed-value cover locks in a payout figure, which is particularly valuable given that some Aston Martin models depreciate while limited editions may appreciate.

3

Raise Your Excess

Setting your excess at $2,500 or $5,000 can meaningfully reduce your annual premium. Only choose an excess level you can comfortably cover.

4

Store Your Aston Martin Securely

A locked garage with security cameras and an alarm system is typically expected by insurers for vehicles of this value - and can reduce premiums.

5

Pay in a Single Annual Payment

Paying your premium in one lump sum rather than monthly can save 5-10%, which on an Aston Martin policy amounts to a meaningful dollar figure.

6

Bundle High-Value Assets

If you have other high-value assets such as a home, art, or additional vehicles, insuring them under a single portfolio arrangement can attract discounts.

Aston Martin Theft & Safety in Australia

Key facts about Aston Martin vehicle security and safety for Australian owners.

🔒 Aston Martin Theft Risk in Australia

Aston Martins are rare and instantly recognisable on Australian roads, making stolen examples extremely difficult to sell. Current models feature comprehensive factory security including immobilisers, alarm systems, and GPS tracking capability. Their low volume in Australia means they are not systematically targeted.

  • Factory immobilisers and alarm systems standard on all current models
  • Rarity in Australia makes stolen vehicles conspicuous and hard to move
  • GPS tracking available as factory or aftermarket fitment
  • Secure enclosed garage storage typically expected by insurers

⭐ Aston Martin Safety Features

Current Aston Martins feature safety technology derived from the Mercedes-Benz partnership, including advanced driver assistance systems. The DBX SUV offers the most comprehensive ADAS package, while the DB12 and Vantage also carry key safety technologies.

  • ADAS systems including AEB on DB12 and DBX models
  • Bonded aluminium body construction for superior crash protection
  • Electronic stability control and adaptive traction management
  • Multiple airbag systems across all current models

Aston Martin Insurance FAQs

Common questions about insuring an Aston Martin in Australia.

How much does Aston Martin insurance cost in Australia?
Comprehensive cover for an Aston Martin in Australia typically ranges from $5,000 to $14,000 per year. The DBX SUV may start from around $5,500 annually, while V12 models like the DBS can exceed $12,000 per year depending on specification and driver profile.
Can I insure an Aston Martin with a mainstream Australian insurer?
Some mainstream insurers may cover Aston Martins, particularly the DBX SUV which falls within standard luxury vehicle categories for many underwriters. For higher-value or V12 models, a specialist broker or high-net-worth insurer may be needed.
Should I choose agreed value for my Aston Martin?
Agreed-value cover is worth considering for any Aston Martin. Some models depreciate meaningfully while limited editions may appreciate. Agreed value removes payout uncertainty and ensures the replacement cost of your specific specification is protected.
Are Aston Martin repairs expensive in Australia?
Yes. Parts must be sourced through authorised channels, repairs require specialist technicians, and Aston Martin's bonded aluminium body construction demands purpose-built repair facilities. Even minor cosmetic damage can result in bills running into thousands of dollars.
Is the DBX cheaper to insure than the DB12?
The DBX is generally slightly less expensive to insure than the DB12, as SUVs are viewed as marginally lower risk by insurers. Both use the same twin-turbo V8, so the premium difference tends to be modest.
Do V12 Aston Martins cost more to insure than V8 models?
Yes. V12 models such as the DBS and DB11 V12 attract higher premiums due to greater power output, higher vehicle values, and more expensive engine components.
Does track use affect my Aston Martin insurance?
Standard car insurance in Australia does not cover track use. If you take your Aston Martin to a circuit, separate track day insurance is required. Any damage sustained during a track event will not be covered by your regular comprehensive policy.
Can young drivers insure an Aston Martin?
Insuring an Aston Martin as a driver under 25 is difficult and very expensive. Many Australian insurers apply minimum age requirements or substantial loadings for ultra-luxury sports cars. Premiums for young drivers will be dramatically higher than standard rates if cover is available at all.

Disclaimer: The information on this page is general in nature and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always confirm details directly with the insurer before making any decisions. If you need personalised guidance, consider consulting a licensed financial adviser. For more information, see MoneySmart or contact the Australian Financial Complaints Authority (AFCA).

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