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Updated April 2026

Chery Car Insurance in Australia

Compare Chery car insurance estimates from leading Australian providers. Whether you drive an Omoda 5, Tiggo 4 Pro, Tiggo 7 Pro, or Tiggo 8 Pro, find the right cover - comprehensive, third party fire and theft, or third party property only.

Last reviewed: 10 April 2026
Featured Insurer Featured Provider

AAMI

4.2 / 5

Chery is a newer entrant to the Australian market, and AAMI's broad brand coverage means owners can access comprehensive, TPFT, or TPO options with new car replacement for eligible vehicles.

Comprehensive & third party options
Safe Driver Rewards program
Agreed value available
New car replacement (if under 2 years)
Windscreen & glass cover
24/7 claims and roadside assist

Chery Car Insurance in Australia - What You Need to Know

Chery is a Chinese automotive brand that has recently entered the Australian market with a lineup of competitively priced SUVs. The Omoda 5, Tiggo 4 Pro, Tiggo 7 Pro, and Tiggo 8 Pro offer feature-rich vehicles at price points below most established competitors, and the brand backs its range with one of Australia's longest new-car warranties.

From an insurance standpoint, Chery vehicles are relatively affordable to insure due to their competitive pricing. The main consideration for Australian Chery owners is the brand's very recent arrival, which means insurers have limited local claims history and parts availability is still being established across the country.

Most major Australian insurers - including AAMI, Allianz, NRMA, and Budget Direct - should be able to cover Chery vehicles. Comparing estimates from multiple providers is worthwhile as pricing can differ. See our full Australian car insurance comparison for more.

Key Insurance Considerations for Chery Owners

  • New to Australia: Chery is a recent entrant to the Australian market, so insurers have limited local claims data to draw on when pricing cover
  • Competitive pricing: Chery vehicles are well-priced, resulting in lower insured values and potentially lower premiums than established rivals
  • Safety technology included: Chery models feature modern safety technology and the Omoda 5 has been tested by ANCAP via Euro NCAP
  • Parts network developing: Chery's Australian parts network is still growing, which may affect repair turnaround times in some locations
  • SUV-focused range: Chery's Australian lineup consists entirely of SUVs, which generally sit in low-to-mid insurance groups
  • Industry-leading warranty: Chery offers one of the longest manufacturer warranties in Australia, covering mechanical issues separately from insurance

Chery Insurance Costs by Model

Estimated annual comprehensive insurance costs for Chery models in Australia. Based on a 35-year-old driver with a clean record in Sydney.

Model Type Approx. Value (Used) Est. Comprehensive/yr Insurance Group Notes
Chery Omoda 5 Small SUV $27,000-$38,000 $600-$900 Low-Mid Stylish compact SUV with 5-star Euro NCAP safety rating. Affordable to insure.
Chery Tiggo 4 Pro Small SUV $24,000-$32,000 $550-$850 Low Entry-level SUV. Among the most affordable Chery models to insure in Australia.
Chery Tiggo 7 Pro Mid-size SUV $30,000-$42,000 $650-$1,000 Low-Mid Mid-size SUV with strong equipment levels for the price point.
Chery Tiggo 8 Pro Large SUV $38,000-$52,000 $750-$1,100 Mid Seven-seat family SUV. Higher value means slightly higher premiums.

Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.

Types of Insurance Cover for Your Chery

Select the cover level that matches your Chery's value and your needs.

Third Party Only

From ~$180-$350/yr

Covers damage you cause to other vehicles or property. Your Chery is not covered. Rarely chosen for newer Chery vehicles given their value.

  • Third-party property damage
  • Your Chery - accidents
  • Your Chery - theft
  • Lowest cost option

Third Party, Fire & Theft

From ~$300-$500/yr

Adds fire and theft protection. May suit Chery owners who want theft cover but find comprehensive premiums too high.

  • Third-party property damage
  • Your Chery - accidents
  • Your Chery - theft
  • Your Chery - fire

What Affects Your Chery Insurance Premium

Understanding these factors can help you find competitive Chery insurance in Australia.

🚗

Chery Model & Value

The Tiggo 4 Pro is cheaper to insure than the Tiggo 8 Pro. Newer models with better safety features may qualify for lower premiums.

👤

Your Age & Driving Record

Under-25 drivers pay notably more. Over-25s with a clean record and growing no-claims discount get the best rates.

📍

Your Location in Australia

Inner Sydney and Melbourne postcodes attract higher premiums than regional areas due to traffic density and higher claim frequency.

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Security Features

Chery vehicles include modern factory security systems. Adding an aftermarket GPS tracker can further reduce premiums.

No-Claims Discount

Each consecutive claim-free year earns a greater discount. Some Australian insurers offer no-claims discount protection.

🔧

Parts & Repair Network

Chery's Australian parts availability is still developing, which insurers factor into premiums. This is expected to improve as the brand establishes itself.

Tips to Save on Chery Insurance in Australia

Practical ways to keep your Chery insurance costs down without losing important cover.

1

Compare Multiple Estimates

Chery premiums can vary between providers because insurers have different levels of experience with newer brands. Gathering at least three estimates is worthwhile.

2

Raise Your Excess

Increasing your excess can save 10-20% on your annual premium. Only choose a figure you can comfortably cover if a claim arises.

3

Pay Annually

Most Australian insurers charge an interest loading for monthly payments. A single annual payment can save 5-10% on your total Chery insurance cost.

4

Bundle Your Policies

Hold car and home or contents insurance with the same provider to access multi-policy discounts of 5-15%.

5

Limit Named Drivers

Adding young or inexperienced drivers pushes premiums up. Only include drivers who regularly use the vehicle.

6

Garage Your Chery Overnight

Secure storage reduces theft and hail risk and can bring your premium down. Hail damage is a common claim across eastern Australia.

Chery Theft & Safety in Australia

Key facts about Chery vehicle security and safety performance for Australian owners.

🔒 Chery Theft Risk in Australia

Chery vehicles are very new to the Australian market, so theft data is extremely limited. As a rare brand, Chery vehicles are unlikely to be specifically targeted by thieves. All current models include factory-fitted immobilisers and smart key systems.

  • Very new brand means minimal theft targeting in Australia
  • Factory immobilisers and smart key systems on all current models
  • Garage storage reduces both theft and hail risk
  • Aftermarket GPS trackers offer additional security and potential premium savings

⭐ Chery Safety Ratings (ANCAP/Euro NCAP)

Chery has been tested by international safety bodies. Safety credentials influence how Australian insurers calculate premiums.

  • Chery Omoda 5 (2024+): 5-star Euro NCAP rating
  • Chery Tiggo 8 Pro: tested with solid safety results
  • Modern active safety technology across the Chery range
  • ADAS including AEB and lane-keeping assist on most models

Chery Insurance FAQs

Common questions about insuring a Chery in Australia.

How much does Chery car insurance cost in Australia?
Comprehensive Chery insurance in Australia typically costs $600-$1,100 per year. The Tiggo 4 Pro sits at the lower end from around $550 annually, while the Tiggo 8 Pro ranges from roughly $750-$1,100 per year.
Are Chery cars cheap to insure in Australia?
Chery vehicles are generally affordable to insure due to their competitive purchase prices. However, limited Australian claims data and parts availability may mean some insurers price cover more conservatively. Comparing multiple estimates is the best way to find competitive rates.
Can I get Chery insurance from all Australian providers?
Most major Australian insurers should be able to cover Chery vehicles. As Chery is new to the market, some providers may have limited experience with the brand. Comparing options from multiple providers is worthwhile.
What type of insurance should I get for my Chery?
For newer Chery vehicles, comprehensive insurance is worth considering. Given the limited parts availability in Australia, repair costs could be significant without cover. The relatively affordable cost of Chery comprehensive insurance makes it reasonable value for most owners.
Are Chery parts available in Australia?
Chery's parts network in Australia is still being established. Some parts may need to be imported, which can extend repair times. This is expected to improve as the brand grows its local dealer network.
Does Chery's warranty affect my insurance?
Chery's long manufacturer warranty covers mechanical breakdowns separately from car insurance. It does not directly affect your insurance premium, but it does mean you may not need separate mechanical breakdown insurance during the warranty period.
Should I choose agreed value or market value?
Agreed value is worth considering for Chery vehicles. As a new brand in Australia, market valuations through services like RedBook may be less established. Agreed value locks in your payout amount.
Is Chery a reliable brand?
Chery is one of China's largest and most established car manufacturers. While they are new to Australia, they have a long track record in other markets. Car insurance covers accidents, theft, and damage rather than mechanical faults, which are covered by the manufacturer's warranty.

Disclaimer: The information on this page is general in nature and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always confirm details directly with the insurer before making any decisions. If you need personalised guidance, consider consulting a licensed financial adviser. For more information, see MoneySmart or contact the Australian Financial Complaints Authority (AFCA).

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