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Updated April 2026

Chrysler Car Insurance in Australia

Compare Chrysler car insurance estimates from leading Australian providers. Whether you drive a 300 sedan, Grand Voyager, or other Chrysler, find the right cover - comprehensive, third party fire and theft, or third party property only.

Last reviewed: 10 April 2026
Featured Insurer Featured Provider

AAMI

4.2 / 5

Although Chrysler no longer sells new vehicles in Australia, AAMI continues to cover used Chrysler models with comprehensive, TPFT, and TPO options suitable for this aging but still popular fleet.

Comprehensive & third party options
Safe Driver Rewards program
Agreed value available
New car replacement (if under 2 years)
Windscreen & glass cover
24/7 claims and roadside assist

Chrysler Car Insurance in Australia - What You Need to Know

Chrysler no longer sells new vehicles in Australia, having exited the local market several years ago. However, a substantial number of used Chrysler models remain on Australian roads, particularly the Chrysler 300 large sedan and the Grand Voyager people mover, both of which were popular during the brand's time in the Australian market.

From an insurance standpoint, Chryslers now fall into low-to-mid insurance groups due to their typically lower current market values. The main concern for Australian Chrysler owners is the diminishing availability of parts and the absence of any Australian dealer support, which can increase repair costs and extend claim timelines.

Most major Australian insurers cover Chrysler vehicles without difficulty. Providers including AAMI, Allianz, NRMA, and Budget Direct offer cover. Chryslers were sold officially in Australia and meet local compliance standards, so insurer acceptance is not typically an issue. See our full Australian car insurance comparison for more.

Key Insurance Considerations for Chrysler Owners in Australia

  • Discontinued in Australia: Chrysler no longer sells new vehicles in Australia, which affects dealer support, parts supply, and long-term serviceability
  • Parts becoming harder to source: Chrysler parts are increasingly difficult to find in Australia, which can push up repair costs and lengthen claim resolution times
  • Significant depreciation: Without new sales, used Chrysler values have depreciated substantially, which keeps insurance premiums lower
  • Lower current values: Most Chryslers in Australia are now valued under $25,000, placing them in lower insurance groups
  • Large vehicle dimensions: The Chrysler 300 and Grand Voyager are sizeable vehicles, which can affect parking damage risk in tight Australian car parks
  • Specialist repairs needed: Without dealer workshops, owners rely on general mechanics or specialist American vehicle workshops for servicing and repairs

Chrysler Insurance Costs by Model

Estimated annual comprehensive insurance costs for Chrysler models in Australia. Based on a 35-year-old driver with a clean record in Sydney.

Model Type Approx. Value (Used) Est. Comprehensive/yr Insurance Group Notes
Chrysler 300 Large Sedan $8,000-$38,000 $700-$1,200 Mid Large American sedan. V6 and V8 variants available. V8 (300 SRT) attracts higher premiums.
Chrysler 300 SRT Performance Sedan $18,000-$55,000 $950-$1,600 Mid-High Performance variant with 6.4L V8. Higher premiums due to power output and performance classification.
Chrysler Grand Voyager People Mover $4,000-$18,000 $500-$900 Low-Mid Popular family people mover. Lower values keep premiums affordable for Australian families.
Chrysler PT Cruiser (used) Hatchback $2,000-$7,000 $400-$650 Low Retro-styled hatchback. Very low current values make it among the cheapest vehicles to insure.

Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.

Types of Insurance Cover for Your Chrysler

Select the cover level that suits your Chrysler's age and value.

Third Party Only

From ~$180-$380/yr

Covers damage you cause to other vehicles or property. Your Chrysler is not covered. May suit older Chryslers valued under $3,000.

  • Third-party property damage
  • Your Chrysler - accidents
  • Your Chrysler - theft
  • Lowest cost option

Third Party, Fire & Theft

From ~$320-$600/yr

Adds fire and theft protection. May suit Chryslers valued $3,000-$10,000 where some cover is wanted without the cost of comprehensive.

  • Third-party property damage
  • Your Chrysler - accidents
  • Your Chrysler - theft
  • Your Chrysler - fire

What Affects Your Chrysler Insurance Premium

Understanding these factors can help you find more competitive Chrysler insurance in Australia.

🚗

Model & Engine

A Grand Voyager is cheaper to insure than a 300 SRT. Engine size matters - V8 Chryslers attract notably higher premiums than V6 models.

👤

Your Age & Driving Record

Under-25 drivers pay notably more. Over-25s with a clean record and growing no-claims discount secure the best Chrysler insurance rates.

📍

Your Location in Australia

Inner Sydney and Melbourne postcodes attract higher premiums due to traffic density and higher claim frequency. Regional areas generally return lower estimates.

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Parts Availability

As Chrysler has no Australian dealer network, parts must be sourced from overseas. This can increase repair costs and factor into premium calculations.

No-Claims Discount

Each consecutive claim-free year earns a greater discount. Some Australian insurers offer no-claims discount protection.

🔧

Vehicle Age

Most Chryslers in Australia are now older vehicles. While lower values mean lower premiums, aging components can increase claim costs if repairs are needed.

Tips to Save on Chrysler Insurance in Australia

Practical ways to keep your Chrysler insurance costs down.

1

Compare Multiple Estimates

Chrysler premiums can vary between providers. Gathering at least three estimates before choosing is worthwhile.

2

Raise Your Excess

Increasing your excess from $400 to $750 can save 10-20% on your premium. Only choose a figure you can comfortably cover.

3

Pay Annually

Monthly instalments typically carry an interest loading. Paying annually can save 5-10% on your total Chrysler insurance cost.

4

Bundle Your Policies

Hold car and home or contents insurance with the same provider to access multi-policy discounts of 5-15%.

5

Consider Market Value for Older Models

For older Chryslers with lower values, market value cover may be more cost-effective than agreed value. Compare both options.

6

Garage Your Chrysler

Secure garage storage protects against theft and hail damage and can reduce your premium. Hail is a common claim across eastern Australia.

Chrysler Theft & Safety in Australia

Key facts about Chrysler vehicle security and safety for Australian owners.

🔒 Chrysler Theft Risk in Australia

Chryslers are not among the most commonly stolen vehicles in Australia. Their declining numbers and lower resale values mean they attract less targeting than mainstream brands. However, the 300's large sedan styling can occasionally draw attention.

  • Chrysler 300 models include factory immobilisers as standard
  • Lower vehicle numbers and declining popularity reduce overall theft risk
  • Garage storage further reduces risk and can lower premiums
  • Older models without immobilisers are more vulnerable

⭐ Chrysler Safety Ratings

Chrysler vehicles sold in Australia were tested to US NHTSA or ANCAP standards. As the brand no longer sells new vehicles locally, most models on the road are older and may lack the latest active safety features.

  • Chrysler 300 (2015+): 5-star NHTSA rating
  • Chrysler Grand Voyager: 4-star NHTSA rating (varies by year)
  • Older models may lack modern features like AEB
  • Safety ratings are a factor in premium calculations

Chrysler Insurance FAQs

Common questions about insuring a Chrysler in Australia.

How much does Chrysler car insurance cost in Australia?
Comprehensive Chrysler insurance typically costs $650-$1,300 per year. The Grand Voyager is among the more affordable to insure from around $500 annually, while the 300 SRT with its V8 engine ranges from $950-$1,600 per year.
Are Chryslers expensive to insure in Australia?
Chryslers are mid-range for insurance costs. Lower current market values keep premiums down, but the lack of Australian dealer support and harder-to-source parts can push costs up compared to mainstream Japanese brands.
Will Chrysler parts availability affect my insurance?
Parts scarcity can indirectly affect insurance. If parts are difficult to source, repair times extend and costs rise, which can be reflected in premiums. Some insurers factor in parts availability for discontinued brands.
What type of insurance should I get for my Chrysler?
For Chryslers valued above $10,000, comprehensive insurance is worth considering. For models worth $3,000-$10,000, third party fire and theft offers a reasonable balance. Below $3,000, third party property only may be sufficient.
Should I choose agreed value or market value?
For most Chryslers in Australia, market value cover may be more practical as values continue to depreciate. For well-maintained 300 SRT models in excellent condition, agreed value can provide certainty on the payout.
Can all Australian insurers cover my Chrysler?
Yes. Most major Australian insurers cover Chrysler vehicles without issue. Chryslers were sold officially in Australia and meet local compliance standards.
Is the Chrysler 300 SRT expensive to insure?
The 300 SRT carries higher premiums than the standard 300 - typically $950-$1,600 per year for comprehensive cover. Its 6.4-litre V8 and performance classification place it in a higher insurance group.
Should I still insure an older Chrysler comprehensively?
For Chryslers valued under $5,000, the annual cost of comprehensive cover may represent a large percentage of the vehicle's value. Third party fire and theft may offer better value while still providing theft and fire protection.

Disclaimer: The information on this page is general in nature and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always confirm details directly with the insurer before making any decisions. If you need personalised guidance, consider consulting a licensed financial adviser. For more information, see MoneySmart or contact the Australian Financial Complaints Authority (AFCA).

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