Compare GWM car insurance estimates from Australian providers. Whether you drive a Cannon ute, Tank 300, Tank 500, or Ora electric hatchback, find the right cover at the right price - comprehensive, third party, or fire & theft.
AAMI is one of Australia's most popular car insurance brands and now covers a growing number of GWM vehicles on Australian roads. Their new car replacement benefit is particularly relevant for this fast-growing Chinese brand.
GWM (Great Wall Motor) is one of the fastest-growing Chinese automotive brands in Australia, offering a rapidly expanding range of vehicles from utes and rugged SUVs to electric hatchbacks. The GWM Cannon ute has been a particular success, competing on price and features with established players like the Toyota Hilux and Ford Ranger. The Tank 300 and Tank 500 off-road SUVs have also attracted strong interest from Australian buyers.
From an insurance perspective, GWM vehicles sit in the mid-range for insurance costs in Australia. While they are generally more affordable to purchase than Japanese and Korean equivalents, insurance premiums can vary depending on the insurer's experience with the brand and the availability of claims data. As GWM's Australian presence grows rapidly, parts availability and service network coverage continue to improve.
Most major Australian insurers - including AAMI, Allianz, Budget Direct, NRMA, and Youi - offer cover for GWM vehicles. See our full Australian car insurance comparison for more.
Estimated annual comprehensive insurance costs for GWM models in Australia. Based on a 30-year-old driver with a clean record in a Sydney suburb.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| GWM Ora | Electric Hatchback | $32,000-$45,000 | $750-$1,100 | Mid | Affordable EV. Check for EV battery cover and EV-specific policy terms. |
| GWM Cannon | Ute | $32,000-$55,000 | $700-$1,100 | Mid | Popular ute competing with Hilux and Ranger. Good value for money. |
| GWM Tank 300 | Mid-size SUV | $48,000-$65,000 | $850-$1,250 | Mid-High | Rugged off-road SUV. Higher value pushes premiums up vs the Cannon. |
| GWM Tank 500 | Large SUV | $58,000-$78,000 | $950-$1,450 | Mid-High | Full-size luxury off-road SUV. Highest insurance costs in the GWM range. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Choose the right level of protection based on your GWM's age and value.
Covers damage you cause to other vehicles or property. Your GWM is not covered. May suit older GWMs worth under $5,000.
Adds fire and theft protection for your GWM. Worth considering for GWMs worth $5,000-$15,000 where replacement cost matters.
Full protection for your GWM. Covers accident damage, theft, fire, storm, hail, vandalism, and third-party liability. Commonly chosen for GWMs worth $15,000+.
Understanding these factors can help you find cheaper GWM insurance in Australia.
A GWM Cannon ute is cheaper to insure than a Tank 500. The Ora EV has additional battery-related considerations that may affect premiums.
Drivers under 25 pay considerably more. Over-25s with a clean licence and no-claims discount history get the best GWM insurance rates.
Premiums in Sydney and Melbourne are typically higher than in regional postcodes. Hail-prone areas attract additional loading on comprehensive policies.
GWMs with factory immobilisers, alarms, or aftermarket GPS tracking can attract lower premiums. Ute owners should also secure the tray with a lockable canopy.
Maintaining a claims-free record can significantly reduce your GWM premium. Most Australian insurers offer NCD protection options.
If you use your GWM Cannon for commercial work, you may need a commercial vehicle policy. Recreational-only use is typically cheaper to insure.
Practical ways to reduce your GWM insurance premium without sacrificing cover.
GWM premiums can vary between insurers, especially as some have more experience with Chinese brands than others. Use insurancecompared.com.au to check at least 3 providers.
Raising your excess from $500 to $800 can save 10-20% on your GWM premium. Only do this if you can afford the higher excess when claiming.
Most Australian insurers charge a loading for monthly instalments. Paying annually can save 5-10% on a typical GWM policy.
If your GWM Cannon is used privately only, make sure your policy reflects this - commercial use policies cost more. But never understate your actual usage.
Insure your GWM alongside your home or contents insurance with the same provider. Multi-policy discounts of 5-15% are common.
Garaging your GWM overnight can lower premiums. For the Cannon ute, fitting a lockable canopy or tonneau cover protects against theft of tools and contents.
Key facts about GWM vehicle security and safety performance in Australia.
GWM vehicles are relatively new to the Australian market, so specific theft data is still building. Modern GWMs come with factory immobilisers and smart key systems. Ute trays remain vulnerable to theft of accessories and tools. Check the National Motor Vehicle Theft Reduction Council for current vehicle crime statistics.
GWM has been investing heavily in safety credentials for the Australian market. Strong ANCAP ratings can positively influence your insurance premium.
Common questions about insuring your GWM in Australia.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit MoneySmart (ASIC). Disputes can be referred to AFCA.
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