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Updated April 2026

HAVAL Car Insurance in Australia

Compare HAVAL car insurance estimates from Australian providers. Whether you drive an H6, Jolion, or H6 GT, find affordable cover for your Chinese SUV - comprehensive, third party, or fire & theft.

Last reviewed: 10 April 2026
Highest Rated Featured Provider

AAMI

4.2 / 5

AAMI is one of Australia's most trusted car insurance brands and covers a growing number of HAVAL vehicles. With new car replacement for vehicles under 2 years and agreed value options, AAMI is well suited to HAVAL's value-conscious buyers.

Comprehensive & third party options
Safe Driver Rewards program
Agreed value available
New car replacement (if under 2 years)
Windscreen & glass cover
24/7 claims and roadside assist

HAVAL Car Insurance in Australia - What You Need to Know

HAVAL is a dedicated SUV sub-brand of Chinese manufacturer GWM (Great Wall Motor) and has become one of the fastest-growing vehicle brands in Australia. The HAVAL H6, Jolion, and H6 GT offer affordable SUV options that compete directly with established Japanese and Korean models from Hyundai, Kia, and Mitsubishi. HAVAL's aggressive pricing, long 7-year warranty, and improving build quality have attracted a rapidly growing number of Australian buyers.

From an insurance perspective, HAVALs are generally affordable to insure in Australia thanks to their competitive purchase prices and mid-range vehicle values. As a newer brand, some insurers may have limited claims data, but most major Australian providers now offer cover for HAVAL vehicles and pricing is becoming increasingly competitive.

Most major Australian insurers - including AAMI, Allianz, Budget Direct, NRMA, and Youi - offer cover for HAVAL vehicles. See our full Australian car insurance comparison for more.

Why HAVALs Are Affordable to Insure in Australia

  • Competitive pricing: HAVAL SUVs are among the most competitively priced in their class, meaning lower insured values and correspondingly lower premiums
  • 5-star ANCAP safety: HAVAL models have achieved 5-star ANCAP safety ratings, helping keep premiums competitive with Japanese and Korean rivals
  • SUV focus: HAVAL specialises entirely in SUVs, which generally sit in low-to-mid insurance groups in Australia
  • GWM dealer network: As part of the GWM group, HAVAL benefits from a growing Australian dealer and service network, improving parts access for claims
  • Hybrid powertrains: Some HAVAL models offer hybrid powertrains, which may affect insurance pricing slightly depending on the insurer
  • 7-year warranty: HAVAL's 7-year unlimited-kilometre warranty covers mechanical issues separately from car insurance - one of the longest in the Australian market

HAVAL Insurance Costs by Model

Estimated annual comprehensive insurance costs for HAVAL models in Australia. Based on a 30-year-old driver with a clean record in a Sydney suburb.

Model Type Approx. Value (Used) Est. Comprehensive/yr Insurance Group Notes
HAVAL Jolion Small SUV $24,000-$35,000 $520-$850 Low Compact SUV with affordable insurance. One of the cheapest new SUVs to insure in Australia.
HAVAL H6 Mid-size SUV $30,000-$45,000 $620-$1,000 Low-Mid HAVAL's most popular model in Australia. Hybrid option available.
HAVAL H6 GT SUV Coupe $34,000-$50,000 $680-$1,100 Mid Sportier coupe-style SUV. Slightly higher premiums than the standard H6.

Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.

Types of Insurance Cover for Your HAVAL

Choose the right level of protection based on your HAVAL's age and value.

Third Party Only

From ~$150-$320/yr

Covers damage you cause to other vehicles or property. Your HAVAL is not covered. May suit older HAVALs worth under $5,000.

  • Third-party property damage
  • Your HAVAL - accidents
  • Your HAVAL - theft
  • Cheapest option

Third Party, Fire & Theft

From ~$280-$500/yr

Adds fire and theft protection for your HAVAL. Worth considering for HAVALs worth $5,000-$12,000 where replacement cost matters.

  • Third-party property damage
  • Your HAVAL - accidents
  • Your HAVAL - theft
  • Your HAVAL - fire

What Affects Your HAVAL Insurance Premium

Understanding these factors can help you find cheaper HAVAL insurance in Australia.

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HAVAL Model & Year

The Jolion is cheaper to insure than the H6 GT. Newer models with advanced safety features including AEB can qualify for lower premiums.

👤

Your Age & Driving History

Drivers under 25 pay considerably more. Over-25s with a clean licence and no-claims discount history get the best HAVAL insurance rates.

📍

Your Australian Postcode

Premiums in Sydney and Melbourne are typically higher than in regional postcodes. Hail-prone areas attract additional loading on comprehensive policies.

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Security Features

HAVALs with factory immobilisers, alarms, or aftermarket tracking devices can attract lower premiums from Australian insurers.

No-Claims Discount

Maintaining a claims-free record can significantly reduce your HAVAL premium. Most Australian insurers offer NCD protection options to safeguard your discount.

🔧

Parts Availability

As a growing brand in Australia, HAVAL parts availability is improving through the GWM dealer network but may still be less extensive than established Japanese brands.

Tips to Save on HAVAL Insurance in Australia

Practical ways to reduce your HAVAL insurance premium without sacrificing cover.

1

Compare Multiple Australian Providers

HAVAL premiums can vary between insurers. Use insurancecompared.com.au to check at least 3 providers before committing.

2

Increase Your Excess

Raising your excess from $500 to $800 can save 10-20% on your HAVAL premium. Only do this if you can afford the higher excess when claiming.

3

Pay Annually

Most Australian insurers charge a loading for monthly instalments. Paying annually can save 5-10% on a typical HAVAL policy.

4

Bundle With Home or Contents Insurance

Insure your HAVAL alongside your home or contents policy with the same provider. Multi-policy discounts of 5-15% are common across Australian insurers.

5

Limit Named Drivers

Adding young or inexperienced drivers increases premiums significantly, even on affordable SUVs. Only add drivers who regularly use your HAVAL.

6

Park Off-Street Overnight

Garaging your HAVAL overnight can reduce premiums and protect against hail damage. Let your insurer know about your parking arrangements.

HAVAL Theft & Safety in Australia

Key facts about HAVAL vehicle security and safety performance in Australia.

🔒 HAVAL Theft Risk in Australia

HAVAL vehicles are relatively new to the Australian market, so specific theft data is limited. Modern HAVALs come with factory immobilisers and smart key systems, providing solid base security. Lower brand recognition may reduce targeting by thieves. Check the National Motor Vehicle Theft Reduction Council for current vehicle crime statistics.

  • Modern HAVALs include factory immobilisers and smart key systems
  • Lower brand recognition in Australia may reduce theft targeting
  • Garaging overnight can lower premiums and protect against hail
  • Aftermarket alarms and GPS trackers offer additional security and may reduce premiums

⭐ HAVAL Safety Ratings (ANCAP)

HAVAL has achieved strong safety ratings for its Australian SUV range. Better ANCAP ratings can positively influence your insurance premium.

  • HAVAL H6 (2021+): 5-star ANCAP rating
  • HAVAL Jolion (2021+): 5-star ANCAP rating
  • HAVAL H6 GT: Benefits from H6 platform safety credentials
  • Most current models feature advanced driver assistance systems including AEB

HAVAL Insurance FAQs

Common questions about insuring your HAVAL in Australia.

How much does HAVAL car insurance cost in Australia?
HAVAL car insurance in Australia typically costs $550-$1,050 per year for comprehensive cover, depending on the model, your age, postcode, and driving history. The Jolion is at the lower end (from ~$520/yr), while the H6 GT sits higher (~$680-$1,100/yr).
Are HAVALs cheap to insure in Australia?
Yes, HAVALs are generally affordable to insure due to their competitive purchase prices and mid-range vehicle values. They are typically cheaper to insure than equivalent Japanese or Korean SUVs, though the difference can be small depending on the insurer.
What type of insurance should I get for my HAVAL?
For newer HAVALs worth over $12,000, comprehensive insurance is worth considering given how affordable the premiums are relative to the vehicle's value. Third party fire & theft may suit older, lower-value HAVALs.
Is HAVAL the same as GWM?
HAVAL is a dedicated SUV sub-brand of GWM (Great Wall Motor). They share the same parent company and dealer network in Australia, but HAVAL focuses exclusively on SUVs. For insurance purposes, HAVAL vehicles are typically listed under the HAVAL brand name, not GWM.
Can I get HAVAL insurance from all Australian providers?
Most major Australian insurers now cover HAVAL vehicles. As HAVAL is a newer but fast-growing brand, comparing estimates from multiple providers via insurancecompared.com.au is particularly important to find the best rate.
Are HAVAL parts available in Australia?
HAVAL parts are generally affordable, and availability is improving through GWM's growing Australian dealer network. Some specialist parts may take longer to source than for established brands like Toyota or Hyundai, which can affect claims processing times.
Should I get agreed value or market value for my HAVAL?
For newer HAVALs, agreed value is worth considering. As a newer brand in Australia, RedBook market values may be less predictable. Agreed value locks in your payout amount and protects against unexpected depreciation.
Do I need CTP insurance as well for my HAVAL?
Yes. Compulsory Third Party (CTP) insurance is mandatory for all registered vehicles in Australia and covers injury to other people. CTP is separate from comprehensive car insurance and is typically included in your vehicle registration cost.

Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit MoneySmart (ASIC). Disputes can be referred to AFCA.

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