Compare LDV car insurance estimates from Australia's leading providers. Whether you drive a T60 ute, Deliver 9 van, or eDeliver, find the right cover at the right price - comprehensive, third party, or fire & theft.
AAMI is one of Australia's most recognised insurance brands, trusted by millions of drivers across the country. Known for competitive pricing, straightforward claims, and strong customer service - get your estimate below.
LDV is a Chinese-owned commercial vehicle brand (owned by SAIC Motor, the same parent company as MG) that has gained significant traction in the Australian market. The T60 ute and Deliver 9 van range are aimed at tradespeople, small businesses, and fleet operators looking for affordable commercial and light commercial vehicles.
From an insurance perspective, LDV vehicles have commercial-focused considerations that may differ from standard passenger cars. Many LDV owners use their vehicles for work purposes, which may require commercial vehicle insurance rather than standard private cover. LDV's competitive pricing keeps insured values moderate, helping keep premiums in check.
Most major Australian insurers cover LDV vehicles. Providers such as AAMI, Allianz, NRMA, and Suncorp offer cover. For commercial use, you may also want to look at specialist commercial vehicle insurers. See our full Australian car insurance comparison for more.
Estimated annual comprehensive insurance costs for LDV models in Australia. Based on a 35-year-old driver with a clean record in Sydney.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| LDV T60 | Ute | $25,000-$45,000 | $600-$1,000 | Mid | Budget-friendly ute. Competes with Hilux and Ranger at a lower price point. Check commercial use requirements. |
| LDV Deliver 9 | Van | $35,000-$55,000 | $700-$1,100 | Mid | Large commercial van. May require commercial vehicle insurance if used for business. |
| LDV eDeliver | Electric Van | $45,000-$65,000 | $850-$1,300 | Mid-High | Electric delivery van. Check for battery cover and EV-specific terms. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Choose the right level of protection based on your LDV's value and usage.
Covers damage you cause to other vehicles or property. Your LDV is not covered. May suit older LDVs used privately and worth under $3,000.
Adds fire and theft protection for your LDV. Practical for drivers who want theft protection for their vehicle and any tools stored within.
Full protection for your LDV. Covers accident damage, theft, fire, storm, hail, vandalism, and third-party liability. Commonly chosen for LDVs used for business purposes.
Understanding these factors can help you find cheaper LDV insurance in Australia.
The T60 ute is generally cheaper to insure than the Deliver 9 van. The eDeliver EV has additional battery-related considerations.
Drivers under 25 pay considerably more. Over-25s with a clean licence and claims-free history receive the best rates.
Capital city postcodes typically carry higher premiums than regional areas due to greater theft and accident frequency.
Commercial use typically costs more to insure than private use. Make sure your policy matches how you actually use your LDV.
A clean claims history can deliver up to 65% off your premium. Some insurers offer NCB protection so one claim does not reset your discount.
If you carry tools or equipment in your LDV, you may need additional cover. Standard car insurance typically does not cover tools.
Practical ways to reduce your LDV insurance premium without sacrificing cover.
LDV premiums can vary between providers. Some insurers specialise in commercial vehicles and may offer better rates. Always get at least 3 estimates.
If your LDV is used privately only, make sure your policy reflects this - commercial use policies cost more. But never understate usage, as this could void your cover.
Most Australian insurers charge a loading for monthly payments. Paying annually can save 5-10% on your LDV policy.
Insure your LDV alongside your home or contents with the same provider. Multi-policy discounts of 5-15% are common across major Australian insurers.
For LDV T60 utes, fitting a lockable canopy or tonneau cover can protect against theft and may reduce premiums.
Garaging your LDV overnight and fitting an approved alarm or tracking device can reduce premiums. Always inform your insurer about security features.
Key facts about LDV vehicle security and safety performance across Australia.
LDV vehicles - particularly utes and vans - can be targets for theft of tools and equipment stored in the vehicle, even if the vehicle itself is not stolen. The T60 ute tray should be secured with a lockable canopy or cover. Data from the National Crime Information System tracks vehicle theft trends across Australia.
LDV safety ratings vary by model. Safety ratings can influence your insurance premium, so it is worth checking the rating for your specific model.
Common questions about insuring your LDV in Australia.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit ASIC's MoneySmart. Complaints about insurers can be directed to AFCA.
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