Compare Maserati car insurance estimates from Australian providers. Whether you drive a Ghibli, Levante, MC20, Grecale, or GranTurismo, find cover for your Italian luxury car - comprehensive, third party, or fire & theft.
AAMI is one of Australia's most recognised car insurance brands, covering vehicles from hatchbacks to prestige European models. Get an estimate online in minutes and see how AAMI's cover options could suit your Maserati.
Maserati is an Italian luxury marque with over a century of heritage in high-performance grand touring vehicles. In Australia, Maserati offers a range spanning the Grecale compact SUV, the Levante mid-size SUV, the GranTurismo coupe, and the MC20 supercar. While positioned below Ferrari and Lamborghini, Maseratis carry prestige pricing and specialist repair requirements.
From an insurance perspective, Maseratis are expensive to insure compared to mainstream brands, with comprehensive premiums typically ranging from $2,800 to $9,000 per year. Italian luxury parts, specialist servicing at authorised dealers, and faster-than-average depreciation all contribute to elevated costs. However, the Grecale has made Maserati ownership more accessible and may attract more competitive premiums.
Most mainstream Australian insurers - including AAMI, Allianz, and NRMA - can cover Maseratis within their accepted value limits. For the MC20 supercar, specialist brokers or enthusiast insurers like Shannons may be needed. CTP insurance is compulsory in every state and is separate from your comprehensive policy. See our full Australian car insurance comparison for more.
Estimated annual comprehensive insurance costs for popular Maserati models in Australia. Based on a 35-year-old driver with a clean record in Sydney.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| Maserati Grecale | Compact SUV | $100,000-$170,000 | $2,800-$4,500 | High | Most accessible Maserati for insurance purposes. Strong safety features. |
| Maserati Ghibli | Luxury Sedan | $85,000-$170,000 | $2,800-$5,000 | High | Entry-level Maserati sedan with V6 engine. Competes with BMW 5 Series and Mercedes E-Class. |
| Maserati Levante | Luxury SUV | $110,000-$220,000 | $3,200-$6,000 | High | Mid-size luxury SUV. Available with V6 or V8 engines. Popular in Australia. |
| Maserati GranTurismo | Grand Tourer | $280,000-$380,000 | $5,500-$9,000 | Very High | Iconic GT coupe with Nettuno V6 engine. New generation commands strong premiums. |
| Maserati MC20 | Supercar | $340,000-$430,000 | $7,000-$12,000 | Very High | Mid-engine supercar. May exceed value limits of some mainstream insurers. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Choose the right level of protection based on your Maserati's age and value.
Covers damage you cause to other people's vehicles or property. Your Maserati is not covered. Rarely appropriate for vehicles of this value.
Adds fire and theft protection for your Maserati. May suit older Maseratis that have depreciated but still hold meaningful value.
Full protection for your Maserati. Covers accident damage, theft, fire, hail, storm, vandalism, and third-party liability. The most commonly chosen option given the high cost of Italian luxury car repairs in Australia.
Understanding these factors can help you find more competitive Maserati cover in Australia.
A Grecale is significantly cheaper to insure than an MC20 or GranTurismo. Engine specification, vehicle value, and model positioning all influence your premium.
Drivers under 25 face considerably higher premiums on luxury performance vehicles. A clean licence and no recent claims help keep costs more manageable.
Premiums in Sydney and Melbourne are higher due to traffic density and theft risk. Hail-prone areas like Canberra and parts of Queensland may also attract higher premiums for prestige vehicles.
Garaging your Maserati and fitting alarm or GPS tracking systems can lower premiums. Some insurers offer specific discounts for vehicles kept in locked garages.
A strong no-claims history can significantly reduce Maserati premiums. NCB protection is especially valuable on higher-premium policies.
Italian luxury car parts and specialist labour costs are factored into premiums. Maintaining a full service history at authorised centres may help.
Practical ways to reduce your Maserati insurance costs.
Given Maserati's depreciation profile in Australia, agreed-value cover is worth considering for newer models. It locks in the payout amount and prevents disputes if your car is written off.
Raising your excess from $750 to $1,500 or more can meaningfully reduce your annual premium on a high-value Maserati. Only do this if you can comfortably cover the excess.
Storing your Maserati in a locked garage protects against both theft and Australia's damaging hail events. Insurers view garaged prestige vehicles as lower risk.
Monthly instalment surcharges are proportionally larger on high-premium policies. Paying your Maserati insurance annually can save a meaningful amount.
Insuring your Maserati alongside home or contents insurance with the same provider may attract multi-policy discounts of 5 to 15 percent.
Key facts about Maserati vehicle security and safety for Australian owners.
Maseratis are relatively uncommon on Australian roads, which makes them conspicuous and difficult to dispose of if stolen. Modern Maseratis include factory immobilisers and can be equipped with GPS tracking. However, their high value can attract targeted theft attempts, particularly in metropolitan areas.
Current Maserati models feature advanced safety technology including multiple airbags, stability control, and comprehensive ADAS suites. The Grecale and new GranTurismo include the most advanced driver assistance packages in the Maserati range.
Common questions about insuring your Maserati in Australia.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit MoneySmart.gov.au.
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