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Updated April 2026

Mitsubishi Car Insurance in Australia

Compare Mitsubishi car insurance estimates from Australian providers. Whether you drive an Outlander, Triton, ASX, or Eclipse Cross, find the right cover at the right price - comprehensive, third party, or fire & theft.

Last reviewed: 10 April 2026
Popular Choice Featured Provider

AAMI

4.2 / 5

AAMI is one of Australia's most popular car insurance brands, trusted by millions of drivers. Get an estimate online in minutes and see how AAMI's flexible cover options could work for your Mitsubishi.

Comprehensive, TPFT & TPO tiers
Agreed value cover available
Multi-policy discount option
Flexible excess from $450 to $2,000
24/7 online claims lodgement
Lifetime repair guarantee on approved work

Mitsubishi Car Insurance in Australia - What You Need to Know

Mitsubishi has a long and established history in Australia, with the Outlander, Triton, and ASX consistently ranking among the country's best-selling vehicles. The Outlander PHEV has been a standout success, giving Australians one of the most popular plug-in hybrid options on the market. The all-new Triton ute continues to compete strongly in Australia's fiercely contested ute segment.

From an insurance perspective, Mitsubishis are generally affordable to insure in Australia. Most models sit in low-to-mid insurance groups, with good ANCAP safety ratings, widely available parts through the extensive dealer network, and competitive repair costs. The Outlander PHEV may attract slightly different premiums due to its hybrid battery system, though most insurers now have significant experience pricing these vehicles.

Every major Australian insurer covers Mitsubishi vehicles, including AAMI, Allianz, Budget Direct, NRMA, Suncorp, and Youi. Note that CTP insurance is compulsory in every state and territory and is separate from your comprehensive policy. See our full Australian car insurance comparison for more.

Why Mitsubishis Are Affordable to Insure in Australia

  • Competitive pricing: Mitsubishis are attractively priced new, keeping insured values and premiums affordable compared to premium brands
  • PHEV popularity: The Outlander PHEV is one of Australia's best-selling plug-in hybrids, and most insurers now price these vehicles competitively with strong claims data
  • Strong safety ratings: Current Mitsubishi models achieve 5-star ANCAP safety ratings across the range, which can positively influence premium calculations
  • Parts availability: Mitsubishi parts are widely available in Australia through the extensive dealer network and aftermarket suppliers
  • Moderate repair costs: Mitsubishi repair costs are competitive with other mainstream Japanese brands like Toyota and Mazda
  • Triton popularity: The Triton is one of Australia's favourite work utes with extensive mechanical support networks across regional and metropolitan areas

Mitsubishi Insurance Costs by Model

Estimated annual comprehensive insurance costs for popular Mitsubishi models in Australia. Based on a 35-year-old driver with a clean record in Sydney.

Model Type Approx. Value (Used) Est. Comprehensive/yr Insurance Group Notes
Mitsubishi ASX Small SUV $12,000-$38,000 $600-$950 Low-Mid Affordable compact SUV. Now based on the Renault Captur platform. Competitively insured.
Mitsubishi Eclipse Cross Small SUV $20,000-$48,000 $700-$1,050 Mid Stylish compact SUV with PHEV option. Mid-range insurance costs.
Mitsubishi Outlander Mid-size SUV $18,000-$60,000 $750-$1,150 Mid Popular family SUV. PHEV variant is one of Australia's top-selling plug-in hybrids.
Mitsubishi Triton Ute $25,000-$62,000 $750-$1,200 Mid All-new generation ute. Commercial use may require a business-use declaration.
Mitsubishi Pajero Sport Large SUV $28,000-$65,000 $800-$1,250 Mid Body-on-frame SUV built for towing and off-road. Robust and affordable to insure.

Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.

Types of Insurance Cover for Your Mitsubishi

Choose the right level of protection based on your Mitsubishi's age and value.

Third Party Only

From ~$180-$370/yr

Covers damage you cause to other people's vehicles or property. Your Mitsubishi is not covered. May suit older Mitsubishis worth under $4,000.

  • Third-party property damage
  • Your Mitsubishi - accidents
  • Your Mitsubishi - theft
  • Cheapest option

Third Party, Fire & Theft

From ~$300-$530/yr

Adds fire and theft protection for your Mitsubishi. Suitable for Mitsubishis worth $4,000 to $12,000 where replacement cost matters.

  • Third-party property damage
  • Your Mitsubishi - accidents
  • Your Mitsubishi - theft
  • Your Mitsubishi - fire

What Affects Your Mitsubishi Insurance Premium

Understanding these factors can help you find cheaper Mitsubishi insurance in Australia.

🚗

Mitsubishi Model & Year

An ASX is generally cheaper to insure than an Outlander or Pajero Sport. Newer models with Mitsubishi's advanced safety suite may attract lower premiums from some insurers.

👤

Your Age & Driving Record

Drivers under 25 pay considerably more. Over-25s with a clean licence and no recent claims attract the most competitive Mitsubishi premiums.

📍

Where You Live

Premiums in Sydney and Melbourne are typically higher than regional areas. Hail-prone locations and flood zones can also affect comprehensive premiums in parts of Queensland and NSW.

🔒

Security Measures

Mitsubishis with factory immobilisers, alarm systems, or aftermarket GPS tracking can attract reduced premiums from Australian insurers.

No-Claims Discount

Each claim-free year builds your NCB, saving up to 65% on your premium. Some insurers offer NCB protection so a single claim does not reset your entire discount.

🔧

PHEV vs Petrol

Outlander PHEV owners may find slightly different premiums due to hybrid battery considerations. Some insurers offer green vehicle discounts that can offset any increase.

Tips to Save on Mitsubishi Insurance in Australia

Practical ways to reduce your Mitsubishi insurance costs without cutting important cover.

1

Collect Multiple Estimates

Mitsubishi premiums can vary by $300 or more between providers. Gather at least three estimates before committing to a policy.

2

Raise Your Voluntary Excess

Increasing your excess from $500 to $750 or $1,000 can save 10 to 20 percent on your annual premium. Only choose an excess you could comfortably pay if you needed to claim.

3

Pay Annually

Most Australian insurers add a surcharge for monthly instalment plans. Paying your Mitsubishi policy in one annual lump sum can save between 5 and 10 percent.

4

Bundle Your Policies

Holding your Mitsubishi, home, and contents insurance with the same provider can unlock multi-policy discounts of 5 to 15 percent.

5

Ask About PHEV Discounts

If you drive an Outlander PHEV or Eclipse Cross PHEV, some insurers offer discounts for low-emission vehicles. Ask about green vehicle savings when requesting your estimate.

6

Secure Your Mitsubishi

Garaging your Mitsubishi overnight and declaring security features like factory immobilisers can help reduce your premium, especially in hail-prone areas.

Mitsubishi Theft & Safety in Australia

Key facts about Mitsubishi vehicle security and safety for Australian owners.

🔒 Mitsubishi Theft Risk in Australia

Mitsubishi vehicles have a moderate theft risk in Australia. The Triton ute may attract some attention following national ute theft trends, but overall Mitsubishis are not among the most commonly targeted brands. Modern models with factory immobilisers provide strong theft deterrence. Check the National Car Theft Reduction Council for the latest data.

  • Moderate theft risk overall - not among the most targeted brands in Australia
  • Triton utes may be slightly higher risk in line with national ute theft trends
  • Factory immobilisers are standard on all modern Mitsubishi models
  • Garaging your Mitsubishi or parking in a secure area can help reduce premiums

⭐ Mitsubishi Safety Ratings (ANCAP)

Mitsubishi's current model range has made significant safety improvements. Most models now include Mitsubishi's MI-Safety suite with forward collision mitigation, lane departure warning, and adaptive cruise control.

  • Mitsubishi Outlander (2022+): 5-star ANCAP rating
  • Mitsubishi Eclipse Cross (2021+): 5-star ANCAP rating
  • Mitsubishi Triton (2024+): 5-star ANCAP rating
  • Mitsubishi ASX (2023+): 5-star Euro NCAP rating
  • Mitsubishi Pajero Sport (2020+): 5-star ANCAP rating

Mitsubishi Insurance FAQs

Common questions about insuring your Mitsubishi in Australia.

How much does Mitsubishi car insurance cost in Australia?
Mitsubishi car insurance in Australia typically costs $600 to $1,200 per year for comprehensive cover. The ASX is one of the most affordable to insure (from around $600 per year), while the Outlander, Triton, and Pajero Sport sit in the $750 to $1,250 range. Third party fire and theft cover for a Mitsubishi ranges from $300 to $530 per year.
Are Mitsubishis cheap to insure in Australia?
Yes, Mitsubishis are generally affordable to insure. Their competitive pricing, reasonable repair costs, excellent parts availability through the Australian dealer network, and strong safety ratings all contribute to lower premiums. They typically cost similar to other mainstream Japanese brands like Toyota and Mazda.
Is the Mitsubishi Outlander PHEV expensive to insure?
The Outlander PHEV sits in the mid insurance group, typically costing $750 to $1,150 per year for comprehensive cover. While not significantly more expensive than the petrol variant, some insurers may factor in the hybrid battery replacement cost. Several insurers offer green vehicle discounts that can help offset any increase.
What type of cover is best for my Mitsubishi?
For newer Mitsubishis worth over $10,000, comprehensive insurance is commonly chosen. For older models worth $4,000 to $10,000, third party fire and theft provides a sensible balance of protection and cost. For very old Mitsubishis worth under $4,000, third party only may be sufficient.
Does Mitsubishi Australia offer its own car insurance?
Mitsubishi Australia does not offer a branded car insurance product. For standard comprehensive or third party cover, compare estimates from Australian providers such as AAMI, Allianz, Budget Direct, NRMA, Suncorp, or Youi.
Should I get agreed value or market value for my Mitsubishi?
For newer Mitsubishis under five years old, agreed value is worth considering to lock in a guaranteed payout amount. For older models, market value may be more cost-effective. Mitsubishis depreciate at a moderate rate, so RedBook valuations are generally reasonable.
Is the Mitsubishi Triton expensive to insure?
The Triton sits in the mid insurance group, with comprehensive cover typically costing $750 to $1,200 per year. If you use your Triton for business or commercial purposes, declare this to your insurer as a private-only policy can be voided if you make a claim while using the vehicle commercially.
Do Mitsubishi's safety features lower my insurance premium?
Yes, Mitsubishi's MI-Safety technology - including forward collision mitigation, lane departure warning, blind spot monitoring, and rear cross traffic alert - can positively influence your premium. Insurers factor in ANCAP safety ratings and ADAS equipment when calculating risk.

Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit MoneySmart.gov.au.

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