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Updated April 2026

Peugeot Car Insurance in Australia

Compare Peugeot car insurance estimates from Australian providers. Whether you drive a 2008, 3008, 308, 5008, or 508, find the right cover at the right price - comprehensive, third party, or fire & theft.

Last reviewed: 10 April 2026
Popular Choice Featured Provider

AAMI

4.2 / 5

AAMI is one of Australia's most recognised car insurance brands, covering everything from everyday hatchbacks to European models like Peugeot. Get an estimate online in minutes and see how AAMI's flexible cover could work for your Peugeot.

Comprehensive, TPFT & TPO tiers
Agreed value cover available
Multi-policy discount option
Flexible excess from $450 to $2,000
24/7 online claims lodgement
Lifetime repair guarantee on approved work

Peugeot Car Insurance in Australia - What You Need to Know

Peugeot maintains a small but loyal following in Australia, with its SUV lineup - particularly the 2008, 3008, and 5008 - gaining traction with drivers seeking French flair and distinctive styling. Now part of the Stellantis group alongside Citroen and DS, Peugeot offers competitively priced vehicles with award-winning interior design and increasingly strong safety credentials.

From an insurance perspective, Peugeots sit in the mid-range insurance bracket in Australia. While the vehicles themselves are competitively priced, parts and repair costs can be higher than Japanese or Korean equivalents due to the brand's smaller Australian presence and reliance on imported European components. The e-208 electric variant brings additional EV-specific considerations.

All major Australian insurers cover Peugeot vehicles, including AAMI, Allianz, Budget Direct, NRMA, Suncorp, and Youi. CTP insurance is compulsory in every state and is separate from your comprehensive policy. See our full Australian car insurance comparison for more.

Key Insurance Considerations for Peugeot Owners in Australia

  • French engineering: Peugeot's distinctive design and comfortable cabins make for an enjoyable ownership experience, with recent models scoring well in European safety testing
  • Improving safety: Recent Peugeot models achieve strong Euro NCAP safety ratings, with the 3008 and 308 earning five stars
  • Parts sourcing: European parts can take longer to source in Australia due to the brand's smaller market share, which may affect repair times and insurance claim costs
  • Repair costs: Specialist French-car mechanics may charge more than for mainstream Japanese brands, contributing to slightly higher insurance premiums
  • SUV strength: The 2008, 3008, and 5008 SUVs are Peugeot's strongest sellers in Australia and are well supported by local dealers
  • Electric option: The e-208 and e-2008 bring affordable EV options, though EV-specific insurance considerations such as battery cover apply

Peugeot Insurance Costs by Model

Estimated annual comprehensive insurance costs for popular Peugeot models in Australia. Based on a 35-year-old driver with a clean record in Sydney.

Model Type Approx. Value (Used) Est. Comprehensive/yr Insurance Group Notes
Peugeot 208 Hatchback $20,000-$38,000 $650-$1,000 Mid Stylish small hatchback. Competitive insurance costs for its class in Australia.
Peugeot e-208 Electric Hatchback $38,000-$55,000 $850-$1,250 Mid Electric variant. Check for specialist EV cover and battery protection in your policy.
Peugeot 308 Hatchback $22,000-$50,000 $700-$1,100 Mid Stylish mid-size hatch with strong safety features in the latest generation.
Peugeot 2008 Small SUV $25,000-$45,000 $700-$1,100 Mid Popular compact SUV. Good blend of French style and practical family transport.
Peugeot 3008 Mid-size SUV $32,000-$60,000 $800-$1,300 Mid Best-selling Peugeot in Australia. Award-winning i-Cockpit interior design.
Peugeot 5008 Large SUV $38,000-$65,000 $850-$1,400 Mid Seven-seat SUV for Australian families. Based on the 3008 platform.
Peugeot 508 Sedan / Wagon $32,000-$60,000 $800-$1,300 Mid Premium mid-size sedan and fastback wagon. Limited but growing availability in Australia.

Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.

Types of Insurance Cover for Your Peugeot

Choose the right level of protection based on your Peugeot's age and value.

Third Party Only

From ~$220-$420/yr

Covers damage you cause to other people's vehicles or property. Your Peugeot is not covered. May suit older Peugeots worth under $4,000.

  • Third-party property damage
  • Your Peugeot - accidents
  • Your Peugeot - theft
  • Cheapest option

Third Party, Fire & Theft

From ~$380-$650/yr

Adds fire and theft protection for your Peugeot. Worth considering for Peugeots worth $4,000 to $12,000 where replacement cost is a concern.

  • Third-party property damage
  • Your Peugeot - accidents
  • Your Peugeot - theft
  • Your Peugeot - fire

What Affects Your Peugeot Insurance Premium

Understanding these factors can help you find more affordable Peugeot cover in Australia.

🚗

Peugeot Model & Year

A 208 is generally cheaper to insure than a 5008 or 508. Newer models with advanced safety features and 5-star Euro NCAP ratings may qualify for lower premiums.

👤

Your Age & Driving Record

Drivers under 25 pay considerably more. Over-25s with a clean licence and no recent claims attract the most competitive Peugeot premiums from Australian insurers.

📍

Where You Live

Premiums in Sydney and Melbourne are typically higher than regional areas. Hail-prone locations can affect comprehensive premiums, which is relevant for European paintwork.

🔒

Security Measures

Peugeots with factory immobilisers, smart key systems, or aftermarket tracking devices can attract reduced premiums from Australian insurers.

No-Claims Discount

Each claim-free year builds your NCB, saving up to 65% on your premium. Some insurers offer NCB protection so a single claim does not reset your entire discount.

🔧

European Parts & Labour

Peugeot parts can be more expensive to source in Australia than Japanese equivalents, which insurers factor into premium calculations. Using an insurer's approved repairer network can help manage costs.

Tips to Save on Peugeot Insurance in Australia

Practical ways to reduce your Peugeot insurance costs without cutting important cover.

1

Collect Multiple Estimates

Peugeot premiums can vary by $300 or more between providers for the same cover. Gather at least three estimates before committing to a policy.

2

Raise Your Voluntary Excess

Increasing your excess from $500 to $750 or $1,000 can save 10 to 20 percent on your annual premium. Only choose an excess you could comfortably pay if you needed to claim.

3

Pay Annually

Most Australian insurers add a surcharge for monthly instalment plans. Paying your Peugeot policy in one annual lump sum can save between 5 and 10 percent.

4

Bundle Your Policies

Holding your Peugeot, home, and contents insurance with the same provider can unlock multi-policy discounts of 5 to 15 percent.

5

Use Approved Repairers

Some insurers offer lower premiums if you agree to use their approved repairer network, which can offset the higher cost of European parts and specialist French-car labour.

6

Secure Your Peugeot

Garaging your Peugeot overnight and declaring security features like factory immobilisers can help reduce your premium. This also protects against hail damage in storm-prone areas.

Peugeot Theft & Safety in Australia

Key facts about Peugeot vehicle security and safety for Australian owners.

🔒 Peugeot Theft Risk in Australia

Peugeot vehicles have a low theft profile in Australia, partly due to their smaller market share. The brand's limited presence means parts are less attractive to criminal disassemblers compared to more common brands. Modern Peugeots feature advanced immobiliser systems. Check the National Car Theft Reduction Council for current data.

  • Low theft rates in Australia due to smaller market presence and lower parts demand
  • Modern Peugeots include advanced anti-theft technology and factory immobilisers
  • Garaging your Peugeot or parking in a secure area can help lower premiums
  • Aftermarket GPS trackers and alarm systems provide additional savings with some insurers

⭐ Peugeot Safety Ratings (Euro NCAP)

Peugeot has improved its safety credentials significantly in recent model generations. Strong safety ratings can positively influence your insurance premium.

  • Peugeot 3008 (2023+): 5-star Euro NCAP rating
  • Peugeot 308 (2022+): 5-star Euro NCAP rating
  • Peugeot 408 (2022+): 5-star Euro NCAP rating
  • Peugeot 208 (2019+): 4-star Euro NCAP rating
  • Peugeot 2008 (2020+): 4-star Euro NCAP rating

Peugeot Insurance FAQs

Common questions about insuring your Peugeot in Australia.

How much does Peugeot car insurance cost in Australia?
Peugeot car insurance in Australia typically costs $700 to $1,400 per year for comprehensive cover, depending on the model, your age, location, and driving history. The 208 is one of the more affordable Peugeots to insure (from around $650 per year), while the 5008 sits at the higher end ($850 to $1,400 per year). Third party fire and theft cover ranges from $380 to $650 per year.
Are Peugeots expensive to insure in Australia?
Peugeots sit in the mid-range for insurance costs in Australia. They are generally comparable to other European brands like Volkswagen and Skoda but slightly more expensive to insure than Japanese equivalents. European parts costs and specialist repair requirements contribute to slightly elevated premiums.
What type of cover is best for my Peugeot?
For newer Peugeots worth over $12,000, comprehensive insurance is commonly chosen to protect your investment. For older Peugeots worth $4,000 to $12,000, third party fire and theft provides a sensible balance. For very old Peugeots worth under $4,000, third party only may be sufficient.
Are Peugeot parts expensive in Australia?
Peugeot parts can be more expensive than Japanese equivalents in Australia due to the brand's smaller market presence. Parts may also take longer to source if they need to be imported from Europe. This can affect both insurance premiums and repair turnaround times.
Should I get agreed value or market value for my Peugeot?
For newer Peugeots under five years old, agreed value is worth considering. Peugeots can depreciate faster than some competitors in Australia, so locking in an agreed value protects you from receiving less than expected if the car is written off.
Is the Peugeot e-208 more expensive to insure?
The e-208 can be more expensive to insure than the petrol 208, typically costing $850 to $1,250 per year for comprehensive cover. Higher vehicle value, specialist EV repair requirements, and battery costs contribute to the premium difference. Some insurers offer specific EV policies with battery cover included.
Does Peugeot Australia offer its own car insurance?
No, Peugeot Australia does not offer a branded car insurance product. For standard comprehensive or third party cover, compare estimates from Australian providers such as AAMI, Allianz, Budget Direct, NRMA, Suncorp, or Youi.
Do Peugeot's safety features lower my insurance premium?
Yes, Peugeot's safety features - including autonomous emergency braking, lane departure warning, adaptive cruise control, and night vision on some models - can positively influence your premium. Insurers factor in Euro NCAP safety ratings and ADAS equipment when calculating risk.

Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit MoneySmart.gov.au.

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