Compare Aprilia motorcycle insurance estimates from leading Australian providers. Whether you ride an RS 660, Tuono 660, RSV4, or Tuareg 660, find the right comprehensive, third party, or fire & theft cover for your Italian sportbike.
Swann Insurance is Australia's motorcycle insurance specialist, offering tailored policies suited to Aprilia owners. From LAMS-eligible middleweight sportbikes to the high-performance RSV4, Swann understands what riders require from their cover.
Aprilia is an Italian performance motorcycle manufacturer owned by the Piaggio Group. The brand has developed a committed following in Australia among riders who value race-derived engineering, sharp handling, and distinctive Italian styling.
From an insurance perspective, Aprilia motorcycles generally sit in a moderate to higher premium bracket compared to mainstream Japanese brands. European parts sourcing, specialist servicing needs, and the performance orientation of most models contribute to that positioning. The newer 660 range - including the RS 660 and Tuono 660 - has made Aprilia ownership and insurance noticeably more accessible.
Key Australian insurers covering Aprilia include Swann Insurance, Shannons, QBE, and AAMI. Specialist providers like Swann and Shannons often deliver more nuanced pricing for European performance motorcycles.
Remember that CTP insurance is compulsory for all registered motorcycles in Australia, entirely separate from your comprehensive or third party property cover. The LAMS eligibility of certain Aprilia models can also influence the insurance options available to newer riders.
Estimated annual comprehensive insurance costs for popular Aprilia motorcycle models in Australia. Based on a 35-year-old rider with a clean record and full licence in Sydney.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| Aprilia RS 660 | Sport | $15,000-$18,000 | $600-$1,000 | Mid | Middleweight sportbike with strong track appeal. LAMS-approved in some states, keeping premiums competitive for its class. |
| Aprilia Tuono 660 | Naked Sport | $14,500-$17,500 | $550-$950 | Mid | Naked version of the RS 660. Slightly lower premiums due to reduced fairing repair costs in minor incidents. |
| Aprilia Tuareg 660 | Adventure | $16,000-$19,000 | $500-$900 | Low-Mid | Aprilia's adventure bike on the 660 platform. Touring orientation helps moderate the premium. |
| Aprilia RSV4 | Superbike | $28,000-$38,000 | $1,000-$1,800 | High | Flagship V4 superbike. High replacement value and performance classification push premiums to the upper tier. |
| Aprilia Tuono V4 | Super Naked | $25,000-$33,000 | $900-$1,500 | Mid-High | V4-powered naked with serious performance credentials. Premiums reflect superbike-level power output. |
| Aprilia RS 457 | Sport / Learner | $9,500-$12,000 | $400-$700 | Low | Entry-level sportbike aimed at LAMS riders. Among the most affordable Aprilias to insure in Australia. |
Disclaimer: All figures shown are indicative estimates drawn from publicly available data and typical rider profiles as of early 2026. Your actual premium will depend on your motorcycle, location, riding history, and chosen level of cover. These are not quotes. Always obtain a personalised quote directly from the insurer. If you spot an error, please let us know.
Compare motorcycle insurance providers that cover Aprilia bikes across Australia.
As Australia's motorcycle insurance specialist, Swann is well positioned to cover performance-oriented Aprilia models. Their policies account for riding gear, accessories, and the specific requirements of sportbike owners.
Shannons appeals to the enthusiast rider demographic that Aprilia naturally attracts. Agreed value cover and a genuine understanding of European motorcycle ownership make them a strong match for Aprilia riders.
QBE provides motorcycle insurance through its broad general insurance platform. Aprilia owners can select from comprehensive, third party fire and theft, or third party property damage tiers.
AAMI covers Aprilia motorcycles through its standard motorcycle insurance product, providing a straightforward online experience for comparing cover levels and obtaining quotes.
Disclaimer: Provider ratings reflect editorial assessments based on publicly available information, product features, claims processes, and customer feedback. They do not constitute financial advice. Always confirm details with the provider directly.
Key factors that influence the cost of insuring your Aprilia in Australia.
The gap between insuring an RS 457 and an RSV4 is substantial. Engine output, bike value, and supersport classification all shape your premium directly.
Younger riders and those on learner or provisional licences face higher premiums. Progressing through AU licence stages (L, P1, P2, full) with a clean record steadily reduces your rates.
Metropolitan areas like Sydney and Melbourne carry higher premiums than regional locations. Theft statistics and traffic density in your postcode directly affect pricing.
A locked garage, quality disc lock, and approved alarm or immobiliser can each contribute to lower premiums. High-value Aprilias benefit most from strong security declarations.
Declaring lower annual kilometres - for instance if you ride only on weekends or for leisure - may qualify you for a reduced premium with certain Australian insurers.
A clean claims record builds your no-claims discount year by year. Some providers also offer protection add-ons that preserve your discount after a single at-fault claim.
Practical strategies to manage the cost of insuring your Aprilia without cutting corners on cover.
If you are weighing up Aprilia models, the RS 660 and Tuono 660 are significantly cheaper to insure than the V4 lineup. Starting on a mid-capacity Aprilia lets you enjoy the brand while keeping insurance manageable.
Motorcycle-focused insurers like Swann and Shannons often price European sportbikes more competitively than mainstream providers because they better understand the rider profile and risk factors.
Increasing your excess can lower your annual premium meaningfully. Just ensure you can cover the excess amount if you need to lodge a claim.
Aprilia sportbikes can be theft targets. A locked garage, quality chain or disc lock, and an approved alarm are investments that can pay for themselves through reduced premiums over time.
Holding your motorcycle policy alongside car or home insurance with the same provider can yield multi-policy discounts of 5 to 15 percent.
Annual payment avoids the surcharge most insurers apply to monthly billing. On an Aprilia premium, this saving could easily reach $50 to $120 per year.
Common questions about insuring your Aprilia motorcycle in Australia.
Disclaimer: The information on this page is general in nature and does not constitute financial advice. While we work to keep content accurate, insurance products, pricing, and terms are subject to change. Always confirm details directly with the insurer before making a decision. If you require personalised guidance, consider consulting a licensed financial adviser. For further information, visit MoneySmart or AFCA.
Find competitive Aprilia motorcycle insurance from Australian providers. Compare estimates in under two minutes - completely free.
Get Free Estimates