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Updated April 2026

Greyhound Pet Insurance in Australia

Compare pet insurance estimates for your Greyhound from Australia's leading providers. With thousands of retired racers finding forever homes each year across Australia, find the right cover for osteosarcoma, dental disease, and soft tissue injuries.

Last reviewed: 10 April 2026
Popular Choice Featured Provider

Bow Wow Meow

4.5 / 5
Over 200,000 Australian customers
Entry from 8 weeks to age 16
GapOnly payment at participating vets
Covers retired racing Greyhounds
15% online discount available
Multi-pet discount available

Greyhound Insurance in Australia - What You Need to Know

The Greyhound holds a unique position in Australian pet culture. With active racing industries in several states and growing adoption programmes through organisations like Greyhound Racing Victoria and Greyhounds as Pets, thousands of retired racing Greyhounds find companion homes each year. Dogs Australia registers them in the Hound group.

From an insurance standpoint, Greyhounds have a mixed risk profile. They are generally lean and athletic, which reduces obesity-related conditions. However, their large frame (27 to 35 kg) and unique physiology mean they carry elevated risks for osteosarcoma (bone cancer), dental disease, and bloat. Retired racers may also come with pre-existing musculoskeletal conditions from their racing career.

Greyhounds have unique anaesthesia sensitivity due to their low body fat, which can complicate and potentially increase the cost of surgical procedures. Australian vets experienced with Greyhounds understand these requirements, but it is worth noting when considering cover.

Most major Australian pet insurers cover Greyhounds including retired racers. Bow Wow Meow, RSPCA Pet Insurance, Budget Direct, and Medibank Pet all offer cover. See our Australian pet insurance comparison.

Key Breed Facts

  • Registrations: Registered in the Hound group with Dogs Australia. Growing companion dog population through active adoption programmes in all racing states
  • Size & weight: Large breed, typically 27 - 35 kg. Males 30 - 35 kg, females 27 - 32 kg. Their lean build keeps weight-related costs moderate despite their size
  • Lifespan: Average lifespan of 10 - 14 years. Osteosarcoma is the primary cancer risk affecting longevity
  • Temperament: Gentle, calm, and affectionate indoors. Despite their racing background, Greyhounds are famously low-energy at home and make excellent apartment dogs
  • Insurability: Moderate insurance risk. Retired racers may have pre-existing conditions that affect cover. Pet-bred Greyhounds typically have fewer exclusions
  • AU climate note: Their thin coat and low body fat make them sensitive to both heat and cold in Australian conditions. Provide shade in summer and a coat in winter. Tick paralysis risk along the eastern seaboard

Common Health Conditions in Greyhounds

Greyhounds have breed-specific health considerations, particularly retired racers.

Condition Likelihood Typical Treatment Cost Insurance Coverage Notes
Osteosarcoma (Bone Cancer) Moderate - High Greyhounds are among the breeds most at risk. Treatment typically involves limb amputation and chemotherapy. Covered under comprehensive plans.
Dental Disease Very High Greyhounds are notorious for poor dental health. Multiple extractions under anaesthesia are common. Covered under comprehensive plans with dental benefits.
Gastric Dilatation-Volvulus (Bloat/GDV) Moderate Deep-chested breeds like Greyhounds are at elevated risk. Life-threatening emergency. Covered under comprehensive and most mid-tier plans.
Corns (Foot Pads) Moderate - High Common in Greyhounds, especially retired racers. Removal procedures may be needed. Coverage varies by insurer - check policy wording.
Soft Tissue Injuries Moderate Particularly in retired racers. Muscle strains, sprains, and ligament injuries. Covered under accident and illness provisions.
Tick Paralysis Moderate (East Coast) Their thin coat makes tick detection easier but they remain susceptible. Covered under illness and accident policies.
Pancreatitis Low - Moderate Greyhounds' unique metabolism requires careful diet management. Covered under comprehensive and mid-tier plans.
Hypothyroidism Low - Moderate Greyhounds naturally have lower thyroid levels than other breeds, which can complicate diagnosis. Covered under comprehensive plans.

Disclaimer: Indicative estimates based on Australian data as of early 2026. Actual costs vary. Consult your vet. Refer to the Australian Veterinary Association. If you've noticed something incorrect, please let us know.

What Affects Your Greyhound Insurance Premium

Key factors influencing your premium.

🐶

Your Greyhound's Age

Premiums increase with age. Retired racers are typically adopted at 2 to 5 years, so insuring promptly upon adoption is important.

⚕️

Health & Racing History

Retired racers may have pre-existing musculoskeletal conditions from racing. Any conditions documented before policy start will be excluded.

📍

Your Postcode

Metropolitan vets generally charge more. Specialist oncology is concentrated in capital cities.

💰

Excess & Benefit Percentage

Consider how excess applies to dental procedures and potential cancer treatment.

📈

Annual Benefit Limit

Osteosarcoma treatment including amputation and chemo can exceed $10,000. A higher limit provides better protection.

Cover Level

Comprehensive cover with dental benefits is particularly valuable for Greyhounds given their notorious dental health.

Tips for Greyhound Owners in Australia

Practical guidance for Greyhound health and insurance.

1

Insure Immediately After Adoption

If adopting a retired racer, arrange cover as soon as possible. The longer you wait, the more likely new conditions will develop and be classified as pre-existing.

2

Prioritise Dental Cover

Greyhounds have notoriously poor dental health. Many retired racers need dental work within their first year in a home. Comprehensive plans with dental illness cover can save significant costs.

3

Choose Plans with Cancer Cover

Osteosarcoma risk makes comprehensive cover with cancer benefits worth strong consideration. Treatment can cost $3,000 to $12,000 or more.

4

Protect from Temperature Extremes

Greyhounds' thin coat and low body fat make them sensitive to both Australian summer heat and winter cold. Provide shade and cooling in summer, and a coat or jumper in winter.

5

Use Tick Prevention

While their thin coat makes ticks easier to spot, prevention is still essential along the eastern seaboard. Use year-round veterinary-grade tick prevention.

6

Find a Greyhound-Experienced Vet

Greyhounds have unique physiology including anaesthesia sensitivity and different blood value ranges. An experienced vet will avoid misdiagnosis and inappropriate treatment.

Pet Insurance Providers for Greyhounds

Major Australian pet insurers cover Greyhounds including retired racers.

Bow Wow Meow

Covers Greyhounds including retired racers. Comprehensive plans include cancer and dental cover. GapOnly payment available.

GapOnly payment option
Cancer cover on comprehensive
Dental illness covered
15% online discount
Entry from 8 weeks to 16 years
Over 200,000 AU customers
RSPCA Pet Insurance

Supports RSPCA welfare including Greyhound adoption programmes. First month free.

First month free
Up to 80% reimbursement
Supports RSPCA welfare programs
Accident & illness cover
Online claims process
No breed-specific exclusions
Budget Direct Pet Insurance

Value-focused with competitive premiums for Greyhounds.

Competitive premiums
Online claims management
Accident & illness cover
Flexible excess options
No lock-in contracts
Value-focused plans
Medibank Pet Insurance

PetSure-underwritten with GapOnly at participating clinics.

PetSure underwritten
Multiple cover tiers
GapOnly at participating vets
Online claims portal
Accident & illness cover
Trusted Australian brand
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Disclaimer: Features may change. Verify with the provider. If you've noticed something incorrect, please let us know.

Greyhound Insurance FAQs

Common questions about insuring your Greyhound.

Can I insure a retired racing Greyhound?
Yes, all major Australian pet insurers accept retired racing Greyhounds. Any conditions documented before policy start will be excluded as pre-existing. Insure promptly after adoption for the broadest cover.
How much does Greyhound insurance cost?
Typically $50 to $95 per month for comprehensive, $35 to $65 for major medical, or $18 to $35 for accident-only. Their large size contributes to moderate-to-higher premiums.
Does insurance cover dental disease in Greyhounds?
Yes, dental illness is covered under comprehensive plans with dental benefits. Given Greyhounds' very high dental disease rates, choosing a plan with dental cover is worth strong consideration.
Does insurance cover bone cancer in Greyhounds?
Yes, osteosarcoma treatment including amputation and chemotherapy is covered under comprehensive plans, provided the cancer develops after the policy starts.
Are retired racers more expensive to insure?
Not necessarily more expensive per se, but retired racers may have pre-existing conditions from their racing career that reduce the scope of cover. Insuring early after adoption minimises this risk.
Are Greyhounds suited to apartment living?
Yes, surprisingly so. Despite their racing background, Greyhounds are famously calm and low-energy at home. They are well-suited to apartment living in Australian cities with daily walks and a soft bed.
Do Greyhounds cope with Australian heat?
Greyhounds are sensitive to heat due to their thin coat and low body fat. Provide shade, cool areas, and fresh water during summer. Avoid exercise during peak heat. Air conditioning is beneficial during heatwaves.
Does insurance cover bloat in Greyhounds?
Yes, bloat (GDV) is covered under comprehensive and most mid-tier plans as an emergency. Greyhounds' deep chest makes them an at-risk breed.

Disclaimer: General information only, not financial or veterinary advice. Verify with the provider. Consult your vet. Visit MoneySmart.

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